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A+ Credit Union Share
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Overview Share
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A+ Credit Union is a federal credit union based in Austin, Texas. It has been opened since 1949, for 73 years.

With around $1,545,660,000 in assets, A+ Credit Union is considered to be a very large credit union. It has 22 branches and 20 ATM locations.

About Share
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Address Po Box 14867
Austin, Texas 78761
Website http://www.aplusfcu.org
Phone (512) 302-6800
Fax (512) 459-1703
CEO Kerry Parker
President of the Board Adelaida Guerra
Services Offered
Score Card Share
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73 years
Years in business
Opened in 1949
Well Capitalized
Net worth classification
Source: NCUA
153,960 members
Membership type: Multiple common bond – primary educational
Above average number of members
399:1
Credit union member to staff ratio
399 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$1,545,655,627
Total assets
Above average
22 branches
Compared with an average of 4 nationally and 3 in Texas
Above average number of branches
0.20%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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22 branches
Compared with an average of 4 nationally and 3 in Texas
Above average number of branches
A+ Credit Union Branch Locations

A+ Credit Union: Bee Caves
3600 Ranch Road 620 S. Suite D.
Austin, Texas 78738
ATM Available
A+ Credit Union: Main Branch
6420 E. Highway 290
Austin, Texas 78723
ATM Available
A+ Credit Union: Hutto Branch
141 Ed Schmidt Boulevard
Hutto, Texas 78634
ATM Available
A+ Credit Union: Southwest Branch
6114 W. William Cannon Drive
Austin, Texas 78749
ATM Available
A+ Credit Union: San Marcos Branch
1204 Thorpe Lane
San Marcos, Texas 78666
ATM Available
A+ Credit Union: Leander
11255 Old 2243 West
Leander, Texas 78641
ATM Available
A+ Credit Union: South Branch
1402 W. Stassney Lane
Austin, Texas 78745
ATM Available
A+ Credit Union: Round Rock Branch
1000 S. Mays Street
Round Rock, Texas 78664
ATM Available
A+ Credit Union: North Branch
13087 North Highway 183
Austin, Texas 78750
ATM Available
A+ Credit Union: San Marcos High School Branch
2601 Rattler Road Suite 100
San Marcos, Texas 78666
ATM Available
A+ Credit Union: Georgetown Branch
804 S. Interstate 35
Georgetown, Texas 78628
ATM Available
A+ Credit Union: Connally Hs Branch
13212 North Lamar Boulevard
Austin, Texas 78753
No ATM
A+ Credit Union: Buda Branch
15295 S. Interstate 35 Building A.
Buda, Texas 78610
ATM Available
A+ Credit Union: Bastrop Branch
731 Highway 71 W.
Bastrop, Texas 78602
ATM Available
A+ Credit Union: Cedar Park Branch
1604 E. Whitestone Boulevard
Cedar Park, Texas 78613
ATM Available
A+ Credit Union: Round Rock High School
300 North Lake Creek Drive
Building 1200
Round Rock, Texas 78681
ATM Available
A+ Credit Union: Trails At 620
8300 North Fm 620 Road
Austin, Texas 78726
ATM Available
A+ Credit Union: Harker Heights
400 E. Central Texas Expy
Harker Heights, Texas 76548
ATM Available
A+ Credit Union: Northwest Hills Branch
3635 North Hills Drive
Austin, Texas 78731
ATM Available
A+ Credit Union: Akins High School
10701 S. 1st Street
Austin, Texas 78748
ATM Available
A+ Credit Union: Pflugerville Branch
15108 Fm 1825
Pflugerville, Texas 78660
ATM Available
Members Share
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153,960 members
Membership type: Multiple common bond – primary educational
Above average number of members

With 153,960 members, the A+ Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 98% of credit unions.

Fees Share
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$59
Average fee per member
The average fee per member at the A+ Credit Union is $59, which is comparable to most credit unions. This rate is lower than 41% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the A+ Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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399:1
Credit union member to staff ratio
399 per each FTE employee
Compared to 411:1 nationally
Average number of staff
386 staff members
FTE (full-time equivalent)
16% of employees are part-time
353 full-time, 66 part-time

A+ Credit Union has 353 full-time staff members and 66 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 84% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. A+ Credit Union has around 399 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets Share
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$1,545,655,627
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$16,915
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 86% of credit unions.

A+ Credit Union holds a total of $1,273,440,000 in loans and leases, which is about $16,915 per member on average.

Savings interest rate Share
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0.20%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. A+ Credit Union pays 0.20%.

Loan rates Share
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9.90%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.90%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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4.75%
New car loan rate
Compared to 4.0% nationally
4.75%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.24%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.88%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to A+ Credit Union

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A+ Credit Union: North Branch
Credit Union Branch: 13087 North Highway 183
Austin, Texas 78750 ATM Available
A+ Credit Union: Bee Caves
Credit Union Branch: 3600 Ranch Road 620 S. Suite D.
Austin, Texas 78738 ATM Available
A+ Credit Union: San Marcos Branch
Credit Union Branch: 1204 Thorpe Lane
San Marcos, Texas 78666 ATM Available
A+ Credit Union: Pflugerville Branch
Credit Union Branch: 15108 Fm 1825
Pflugerville, Texas 78660 ATM Available
A+ Credit Union: Round Rock Branch
Credit Union Branch: 1000 S. Mays Street
Round Rock, Texas 78664 ATM Available
A+ Credit Union: South Branch
Credit Union Branch: 1402 W. Stassney Lane
Austin, Texas 78745 ATM Available
A+ Credit Union: Main Branch
Credit Union Branch: 6420 E. Highway 290
Austin, Texas 78723 ATM Available
A+ Credit Union: Hutto Branch
Credit Union Branch: 141 Ed Schmidt Boulevard
Hutto, Texas 78634 ATM Available
A+ Credit Union: Leander
Credit Union Branch: 11255 Old 2243 West
Leander, Texas 78641 ATM Available
A+ Credit Union: Southwest Branch
Credit Union Branch: 6114 W. William Cannon Drive
Austin, Texas 78749 ATM Available