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Aberdeen Credit Union Share
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Aberdeen Credit Union is a federal credit union based in Aberdeen, South Dakota. It has been opened since 1935, for 87 years.

With around $131,830,000 in assets, Aberdeen Credit Union is considered to be a large credit union. It has 1 branches and 3 ATM locations.

About Share
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Address Po Box 1495
Aberdeen, South Dakota 57402
Website http://www.aberdeenfcu.org
Phone (605) 225-2488
Fax (605) 225-5737
CEO Robert J. Goscicki
President of the Board Patricia Tollefson
Services Offered
Score Card Share
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87 years
Years in business
Opened in 1935
Well Capitalized
Net worth classification
Source: NCUA
11,825 members
Membership type: Community credit union
Above average number of members
401:1
Credit union member to staff ratio
401 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$131,831,173
Total assets
Above average
1 branch
Compared with an average of 4 nationally and 3 in South Dakota
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 3 in South Dakota
Above average number of branches
Aberdeen Credit Union Branch Locations

Aberdeen Credit Union: Atm #3
2324 8th Avenue NE
Aberdeen, South Dakota 57401
ATM Available
Aberdeen Federal Credit Union
2324 8th Avenue NE
Aberdeen, South Dakota 57401
ATM Available
Members Share
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11,825 members
Membership type: Community credit union
Above average number of members

With 11,825 members, the Aberdeen Credit Union is considered to be a large credit union. It is larger than 74% of credit unions.

Fees Share
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$103
Average fee per member
The average fee per member at the Aberdeen Credit Union is $103, which is very high compared to most credit unions. This rate is higher than 85% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Aberdeen Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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401:1
Credit union member to staff ratio
401 per each FTE employee
Compared to 411:1 nationally
Average number of staff
30 staff members
FTE (full-time equivalent)
21% of employees are part-time
26 full-time, 7 part-time

Aberdeen Credit Union has 26 full-time staff members and 7 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 79% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Aberdeen Credit Union has around 401 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets Share
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$131,831,173
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
13.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$13,253
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 72% of credit unions.

Aberdeen Credit Union holds a total of $99,330,000 in loans and leases, which is about $13,253 per member on average.

Savings interest rate Share
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Aberdeen Credit Union pays 0.10%.

Loan rates Share
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13.84%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.33%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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4.33%
New car loan rate
Compared to 4.0% nationally
4.33%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.74%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
5.74%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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