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Achieva Credit Union

Overview
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Achieva Credit Union is a federally insured state credit union based in Dunedin, Florida. It has been opened since 1937, for 83 years.

With around $1,717,090,000 in assets, Achieva Credit Union is considered to be a very large credit union. It has 26 branches and 25 ATM locations.

About
Address Po Box 1500
Dunedin, Florida 34697
Website http://www.achievacu.com
Phone (727) 431-7680
CEO Gary Regoli
President of the Board Theron Hawkins
Services Offered
Map
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Score Card
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83 years
Years in business
Opened in 1937
Well Capitalized
Net worth classification
Source: NCUA
161,593 members
Membership type: State chartered natural person credit union
Above average number of members
409:1
Credit union member to staff ratio
409 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$1,717,085,439
Total assets
Above average
26 branches
Compared with an average of 4 nationally and 7 in Florida
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
9.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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26 branches
Compared with an average of 4 nationally and 7 in Florida
Above average number of branches
Achieva Credit Union Branch Locations

Achieva Credit Union: Lockwood
4254 53rd Avenue E.
Bradenton, Florida 34203
ATM Available
Achieva Credit Union: Virginia Street
1150 Virginia Street
Dunedin, Florida 34698
ATM Available
Achieva Credit Union: North Port
2467 Sycamore Street
North Port, Florida 34289
ATM Available
Achieva Credit Union: Drew Street
2201 Drew Street
Clearwater, Florida 33765
ATM Available
Achieva Credit Union: Estero
21301 S. Tamiami Trl Suite 360
Estero, Florida 33928
ATM Available
Achieva Credit Union: Lehigh Acres
2499 Lee Boulevard
Lehigh Acres, Florida 33971
ATM Available
Achieva Credit Union: Colonial
4379 Colonial Boulevard Suite 100
Fort Myers, Florida 33966
ATM Available
Achieva Credit Union: Cape Coral
2127 Del Prado Boulevard S.
Cape Coral, Florida 33990
ATM Available
Achieva Credit Union: Island of Venice
247 Tamiami Trl S.
Venice, Florida 34285
ATM Available
Achieva Credit Union: Punta Gorda
3105 Tamiami Trl
Punta Gorda, Florida 33950
ATM Available
Achieva Credit Union: Park Boulevard
7105 Park Boulevard North
Pinellas Park, Florida 33781
ATM Available
Achieva Credit Union: Land O' Lakes
2115 Collier Parkway
Land O. Lakes, Florida 34639
ATM Available
Achieva Credit Union: Madison
5920 State Road 54
New Port Richey, Florida 34652
ATM Available
Achieva Credit Union: Fourth Street
413 62nd Avenue North
Saint Petersburg, Florida 33702
ATM Available
Achieva Credit Union: Bee Ridge
3000 Bee Ridge Road
Sarasota, Florida 34239
ATM Available
Achieva Credit Union: Venice
1485 E. Venice Avenue
Venice, Florida 34292
ATM Available
Achieva Credit Union: Murdock
1850 Tamiami Trl
Port Charlotte, Florida 33948
ATM Available
Achieva Credit Union: Viking
5500 16th Street North
St. Petersburg, Florida 33703
No ATM
Achieva Credit Union: Largo
12580 Seminole Boulevard
Largo, Florida 33778
ATM Available
Achieva Credit Union: Coral Pointe
1631 Del Prado Boulevard S.
Cape Coral, Florida 33990
ATM Available
Achieva Credit Union: Camelot Isles
1616 Cape Coral Parkway W. Suite 101
Cape Coral, Florida 33914
ATM Available
Achieva Credit Union: Stc
4748 Beneva Road
Sarasota, Florida 34233
ATM Available
Achieva Credit Union: Palm Harbor
33715 US Highway 19 North
Palm Harbor, Florida 34684
ATM Available
Achieva Credit Union: Center Court
1659 Virginia Street
Dunedin, Florida 34698
No ATM
Achieva Credit Union: Street Pete
3629 11th Avenue North
Saint Petersburg, Florida 33713
ATM Available
Achieva Credit Union: Eastlake
3446 E. Lake Road
Palm Harbor, Florida 34685
ATM Available
Achieva Credit Union: Fruitville
5881 Fruitville Road
Sarasota, Florida 34232
ATM Available
Members
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161,593 members
Membership type: State chartered natural person credit union
Above average number of members

With 161,593 members, the Achieva Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 98% of credit unions.

Fees
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$78
Average fee per member
The average fee per member at the Achieva Credit Union is $78, which is high compared to most credit unions. This rate is higher than 73% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Achieva Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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409:1
Credit union member to staff ratio
409 per each FTE employee
Compared to 411:1 nationally
Fewer staff
396 staff members
FTE (full-time equivalent)
4% of employees are part-time
387 full-time, 17 part-time

Achieva Credit Union has 387 full-time staff members and 17 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 96% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Achieva Credit Union has around 409 members per staff, a higher ratio compared to other credit unions.

Assets
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$1,717,085,439
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
12.0%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$14,967
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 80% of credit unions.

Achieva Credit Union holds a total of $1,306,690,000 in loans and leases, which is about $14,967 per member on average.

Savings interest rate
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Achieva Credit Union pays 0.10%.

Loan rates
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9.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
8.90%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
7.50%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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3.50%
New car loan rate
Compared to 4.0% nationally
3.75%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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6.38%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.50%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
5.50%
Other real estate loan rates
Compared to 0.9% nationally