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Advantage Credit Union Share
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Overview Share
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Advantage Credit Union is a federal credit union based in Rochester, New York. It has been opened since 1975, for 47 years.

With around $338,140,000 in assets, Advantage Credit Union is considered to be a very large credit union. It has 8 branches and 7 ATM locations.

About Share
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Address 70 Metro Park
Rochester, New York 14623
Website http://www.advantagefcu.org
Phone (585) 454-5900
CEO Jeff Bocach
President of the Board Tom Yale
Services Offered
Score Card Share
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47 years
Years in business
Opened in 1975
Well Capitalized
Net worth classification
Source: NCUA
34,977 members
Membership type: Multiple common bond – primary educational
Above average number of members
380:1
Credit union member to staff ratio
380 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$338,144,608
Total assets
Above average
8 branches
Compared with an average of 4 nationally and 3 in New York
Above average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
9.95%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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8 branches
Compared with an average of 4 nationally and 3 in New York
Above average number of branches
Advantage Credit Union Branch Locations

Advantage Credit Union: Highland Hospital
1000 South Avenue
Rochester, New York 14620
ATM Available
Advantage Credit Union: Metro Park
70 Metro Park
Rochester, New York 14623
No ATM
Advantage Credit Union: U. of R.
260 Crittenden Boulevard
Rochester, New York 14642
No ATM
Advantage Credit Union: Penfield
2515 Browncroft Boulevard
Rochester, New York 14625
ATM Available
Advantage Credit Union: Rit
38 Lomb Memorial Drive
Rochester, New York 14623
ATM Available
Advantage Credit Union: Rochester General Hospital
1445 Portland Avenue
Rochester, New York 14621
ATM Available
Advantage Credit Union: Gates
1975 Buffalo Road
Rochester, New York 14624
ATM Available
Advantage Credit Union: Broad Street
225 W. Broad Street
Rochester, New York 14608
ATM Available
Advantage Credit Union: Mount Hope
1625 Mount Hope Avenue
Rochester, New York 14620
ATM Available
Members Share
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34,977 members
Membership type: Multiple common bond – primary educational
Above average number of members

With 34,977 members, the Advantage Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 88% of credit unions.

Fees Share
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$95
Average fee per member
The average fee per member at the Advantage Credit Union is $95, which is very high compared to most credit unions. This rate is higher than 82% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Advantage Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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380:1
Credit union member to staff ratio
380 per each FTE employee
Compared to 411:1 nationally
Average number of staff
92 staff members
FTE (full-time equivalent)
8% of employees are part-time
88 full-time, 8 part-time

Advantage Credit Union has 88 full-time staff members and 8 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 92% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Advantage Credit Union has around 380 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets Share
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$338,144,608
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.3%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$8,827
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 62% of credit unions.

Advantage Credit Union holds a total of $247,210,000 in loans and leases, which is about $8,827 per member on average.

Savings interest rate Share
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Advantage Credit Union pays 0.05%.

Loan rates Share
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9.95%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
12.75%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
9.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.89%
New car loan rate
Compared to 4.0% nationally
4.51%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.25%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
3.88%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to Advantage Credit Union

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1st Advantage Credit Union: Denbigh Branch
Credit Union Branch: 12891 Jefferson Avenue
Newport News, Virginia 23608 ATM Available
1st Advantage Credit Union: Mercury Branch
Credit Union Branch: 5003 Mercury Boulevard
Hampton, Virginia 23605 ATM Available
1st Advantage Credit Union: Sentara Branch
Credit Union Branch: 400 Sentara Circle Suite 103
Williamsburg, Virginia 23188 ATM Available
Advantage Credit Union: Gates
Credit Union Branch: 1975 Buffalo Road
Rochester, New York 14624 ATM Available
Share Advantage Credit Union Main Office
Credit Union Branch: 2502 Maple Grove Road
Duluth, Minnesota 55811 ATM Available
Advantage Credit Union: Advantage Credit Union, Inc
Credit Union Branch: 700 Stumbo Road
Ontario, Ohio 44906 ATM Available
1st Advantage Credit Union: Mcguire Branch
Credit Union Branch: 1204 Broad Rock Boulevard
Richmond, Virginia 23224 ATM Available
Advantage Credit Union: Penfield
Credit Union Branch: 2515 Browncroft Boulevard
Rochester, New York 14625 ATM Available
Advantage Credit Union
Credit Union Branch: 121 W. 3rd Street North
Newton, Iowa 50208 ATM Available
1st Advantage Credit Union: Gloucester Branch
Credit Union Branch: 6511 George Washington Memorial Highway
Gloucester, Virginia 23061 ATM Available