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Advantage Plus Credit Union

Overview
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Advantage Plus Credit Union is a federal credit union based in Pocatello, Idaho. It has been opened since 1953, for 67 years.

With around $139,600,000 in assets, Advantage Plus Credit Union is considered to be a large credit union. It has 7 branches and 7 ATM locations.

About
Address Po Box 4610
Pocatello, Idaho 83205
Website http://www.advantagepluscreditunion
Phone (208) 232-7711
Fax (208) 232-1911
CEO Brent Neibaur
President of the Board Dan Beebe
Services Offered
Map
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Score Card
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67 years
Years in business
Opened in 1953
Well Capitalized
Net worth classification
Source: NCUA
16,877 members
Membership type: Unknown
Above average number of members
248:1
Credit union member to staff ratio
248 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$139,599,038
Total assets
Above average
7 branches
Compared with an average of 4 nationally and 5 in Idaho
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
7.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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7 branches
Compared with an average of 4 nationally and 5 in Idaho
Above average number of branches
Advantage Plus Credit Union Branch Locations

Advantage Plus Credit Union: Soda Springs
70 E. 2nd S.
Soda Springs, Idaho 83276
ATM Available
Advantage Plus Credit Union: Preston Branch
311 S. Highway 91
Preston, Idaho 83263
ATM Available
Advantage Plus Credit Union: American Falls
465 Hillcrest Avenue
American Falls, Idaho 83211
ATM Available
Advantage Plus Credit Union: Center Street
2133 E. Center Street
Pocatello, Idaho 83201
ATM Available
Advantage Plus Credit Union: Chubbuck
150 W. Chubbuck Road
Chubbuck, Idaho 83202
ATM Available
Advantage Plus Credit Union: Montpelier
177 North 4th Street
Montpelier, Idaho 83254
ATM Available
Advantage Plus Credit Union: Johnny Creek
3415 Johnny Creek Road
Pocatello, Idaho 83204
ATM Available
Members
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16,877 members
Membership type: Unknown
Above average number of members

With 16,877 members, the Advantage Plus Credit Union is considered to be a large credit union. It is larger than 79% of credit unions.

Fees
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$274
Average fee per member
The average fee per member at the Advantage Plus Credit Union is $274, which is very high compared to most credit unions. This rate is higher than 100% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Advantage Plus Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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248:1
Credit union member to staff ratio
248 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
68 staff members
FTE (full-time equivalent)
11% of employees are part-time
64 full-time, 8 part-time

Advantage Plus Credit Union has 64 full-time staff members and 8 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 89% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Advantage Plus Credit Union has around 248 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets
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$139,599,038
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.4%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$14,234
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 77% of credit unions.

Advantage Plus Credit Union holds a total of $108,790,000 in loans and leases, which is about $14,234 per member on average.

Savings interest rate
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Advantage Plus Credit Union pays 0.10%.

Loan rates
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7.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
18.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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4.24%
New car loan rate
Compared to 4.0% nationally
4.24%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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6.00%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
5.00%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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