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Air Force Credit Union

Overview
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Air Force Credit Union is a federal credit union based in San Antonio, Texas. It has been opened since 1952, for 68 years.

With around $423,100,000 in assets, Air Force Credit Union is considered to be a very large credit union. It has 8 branches and 7 ATM locations.

About
Address 1560 Cable Ranch Road Suite 200
San Antonio, Texas 78245
Website http://www.airforcefcu.com
Phone (210) 673-5610
Fax (210) 678-5292
CEO Robert A. Glenn
President of the Board Sam Farace
Services Offered
Map
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Score Card
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68 years
Years in business
Opened in 1952
Well Capitalized
Net worth classification
Source: NCUA
48,437 members
Membership type: Multiple common bond – primary military
Above average number of members
377:1
Credit union member to staff ratio
377 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$423,096,245
Total assets
Above average
8 branches
Compared with an average of 4 nationally and 3 in Texas
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
9.75%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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8 branches
Compared with an average of 4 nationally and 3 in Texas
Above average number of branches
Air Force Credit Union Branch Locations

Air Force Credit Union: Ingram
3103 Wurzbach Road
San Antonio, Texas 78238
ATM Available
Air Force Credit Union: Quincy
501 W. Quincy Street
San Antonio, Texas 78212
No ATM
Air Force Credit Union: 3009
6000 Fm 3009 Suite 206
Schertz, Texas 78154
ATM Available
Air Force Credit Union: Del Rio
200 Avenue C.
Del Rio, Texas 78840
ATM Available
Air Force Credit Union: Valley Hi
151 Valley Hi Drive
San Antonio, Texas 78227
ATM Available
Air Force Credit Union: Main-Lackland Afb
2250 Kenly Avenue
San Antonio, Texas 78236
ATM Available
Air Force Credit Union: Corporate Headquarters
1560 Cable Ranch Road Suite 200
San Antonio, Texas 78245
ATM Available
Air Force Credit Union: Guilbeau
7853 Guilbeau Road
San Antonio, Texas 78250
ATM Available
Members
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48,437 members
Membership type: Multiple common bond – primary military
Above average number of members

With 48,437 members, the Air Force Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 91% of credit unions.

Fees
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$124
Average fee per member
The average fee per member at the Air Force Credit Union is $124, which is very high compared to most credit unions. This rate is higher than 92% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Air Force Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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377:1
Credit union member to staff ratio
377 per each FTE employee
Compared to 411:1 nationally
Average number of staff
128 staff members
FTE (full-time equivalent)
11% of employees are part-time
121 full-time, 15 part-time

Air Force Credit Union has 121 full-time staff members and 15 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 89% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Air Force Credit Union has around 377 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets
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$423,096,245
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
7.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$13,200
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 71% of credit unions.

Air Force Credit Union holds a total of $345,300,000 in loans and leases, which is about $13,200 per member on average.

Savings interest rate
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Air Force Credit Union pays 0.10%.

Loan rates
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9.75%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.50%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
1.60%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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1.49%
New car loan rate
Compared to 4.0% nationally
2.55%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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6.25%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
3.50%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally