Feedback
Share
Link
Link copied!
Asset Brief
Alabama Law Enforcement Credit Unio Credit Union
Credit Union Finder
Explore
Search
Asset Brief
More
About Asset Brief
Copyright © 2022 assetbrief.com and Spring Launch Media LLC. All Rights Reserved.

All content on this website ("the Site") is the property of Spring Launch Media LLC. The collection and assembly of content on this Site are the exclusive property of Spring Launch Media LLC and are protected by copyright and other intellectual property laws. Credit union and bank data is publicly sourced from the U.S. government. None are affiliated with Asset Brief. assetbrief.com is an independent, advertising-supported publisher. We work hard to keep our information accurate and up to date, but do not guarantee accuracy of information. You may see different information when you visit a specific product’s site. assetbrief.com does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed. assetbrief.com does not assume any responsibility for any aspect of financial decisions taken based on the contents provided on this Site. When considering offers, please review all Terms and Conditions with the offering institution. Our content is not intended to provide investment advice. assetbrief.com is compensated through display advertising and offers from our partners. Many or all of the products features may be from our partners, and advertising may impact on where, how, and the order in which products appear on this Site. AssetBrief does not include all companies or all available products. However, this does not influence our editorial content or our advice, which are based on industry knowledge and many many hours of research. assetbrief.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Alabama Law Enforcement Credit Unio Credit Union Share
Link
Link copied!

Table of Contents
Map Loading...
Overview Share
Link
Link copied!
Back to Top

Alabama Law Enforcement Credit Unio Credit Union is a federally insured state credit union based in Birmingham, Alabama. It has been opened since 1939, for 83 years.

With around $14,150,000 in assets, Alabama Law Enforcement Credit Unio Credit Union is considered to be a medium size credit union.

About Share
Link
Link copied!
Address 3712 4th Avenue S.
Birmingham, Alabama 35222
Website http://www.allecu.org
Phone (205) 583-4632
Fax (205) 583-4131
CEO Lavelle D. Noblitt
President of the Board Michael Culberson
Services Offered
Score Card Share
Link
Link copied!
Back to Top
83 years
Years in business
Opened in 1939
Well Capitalized
Net worth classification
Source: NCUA
1,915 members
Membership type: State chartered natural person credit union
Below average number of members
319:1
Credit union member to staff ratio
319 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$14,145,830
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 4 in Alabama
Average number of branches
1.38%
Savings interest rate
Compared to 0.3% nationally
13.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
Link
Link copied!
Back to Top
1 branch
Compared with an average of 4 nationally and 4 in Alabama
Average number of branches
Alabama Law Enforcement Credit Unio Credit Union Branch Locations
Members Share
Link
Link copied!
Back to Top
1,915 members
Membership type: State chartered natural person credit union
Below average number of members

With 1,915 members, the Alabama Law Enforcement Credit Unio Credit Union is considered to be a small credit union. It is smaller than 66% of credit unions.

Fees Share
Link
Link copied!
Back to Top
$155
Average fee per member
The average fee per member at the Alabama Law Enforcement Credit Unio Credit Union is $155, which is very high compared to most credit unions. This rate is higher than 97% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Alabama Law Enforcement Credit Unio Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
Link
Link copied!
Back to Top
319:1
Credit union member to staff ratio
319 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
6 staff members
FTE (full-time equivalent)
0% of employees are part-time
6 full-time, 0 part-time

Alabama Law Enforcement Credit Unio Credit Union has 6 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Alabama Law Enforcement Credit Unio Credit Union has around 319 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets Share
Link
Link copied!
Back to Top
$14,145,830
Total assets
Below average
Net worth Share
Link
Link copied!
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
14.4%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
Link
Link copied!
Back to Top
$6,056
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 85% of credit unions.

Alabama Law Enforcement Credit Unio Credit Union holds a total of $10,110,000 in loans and leases, which is about $6,056 per member on average.

Savings interest rate Share
Link
Link copied!
Back to Top
1.38%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Alabama Law Enforcement Credit Unio Credit Union pays 1.38%.

Loan rates Share
Link
Link copied!
Back to Top
13.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
14.43%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.83%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
Link
Link copied!
Back to Top
6.47%
New car loan rate
Compared to 4.0% nationally
9.53%
Used car loan rate
Compared to 5.2% nationally

More Credit Unions

See all...
Winsouth Credit Union
Credit Union: Well Capitalized Gadsden, Alabama 34040.0 $262 million Well Capitalized
Opp-Micolas Credit Union
Credit Union: Well Capitalized Opp, Alabama 1875.0 $12 million Well Capitalized
Montgomery Va Credit Union
Credit Union: Well Capitalized Montgomery, Alabama 1156.0 $6 million Well Capitalized
Railroad Credit Union
Credit Union: Well Capitalized Irondale, Alabama 5155.0 $106 million Well Capitalized
Tuscaloosa V A Credit Union
Credit Union: Well Capitalized Tuscaloosa, Alabama 3792.0 $40 million Well Capitalized
Birmingham City Credit Union
Credit Union: Well Capitalized Birmingham, Alabama 2144.0 $9 million Well Capitalized
Tuscaloosa County Credit Union
Credit Union: Well Capitalized Tuscaloosa, Alabama 1424.0 $10 million Well Capitalized
Gulf Coast Credit Union
Credit Union: Well Capitalized Mobile, Alabama 5217.0 $33 million Well Capitalized
Riverfall Credit Union
Credit Union: Well Capitalized Tuscaloosa, Alabama 9595.0 $119 million Well Capitalized
Demopolis Credit Union
Credit Union: Well Capitalized Demopolis, Alabama 676.0 $622k Well Capitalized

Additional Credit Unions

See all...
Mutual Savings Credit Union
Credit Union: Well Capitalized Birmingham, Alabama 29072.0 $174 million Well Capitalized
Chemco Credit Union
Credit Union: Well Capitalized MC Intosh, Alabama 412.0 $5 million Well Capitalized
Jefferson Credit Union
Credit Union: Well Capitalized Hoover, Alabama 7531.0 $65 million Well Capitalized
Baldwin County Credit Union
Credit Union: Well Capitalized Bay Minette, Alabama 2585.0 $23 million Well Capitalized
Brewton Mill Credit Union
Credit Union: Well Capitalized Brewton, Alabama 1618.0 $23 million Well Capitalized
North Alabama Papermakers Credit Union
Credit Union: Well Capitalized Stevenson, Alabama 387.0 $2 million Well Capitalized
Mobile Government Employee Credit Union
Credit Union: Well Capitalized Mobile, Alabama 907.0 $21 million Well Capitalized
Mobile Educators Credit Union
Credit Union: Well Capitalized Mobile, Alabama 9452.0 $86 million Well Capitalized
Five Star Credit Union
Credit Union: Well Capitalized Dothan, Alabama 42216.0 $435 million Well Capitalized
East Alabama Community Credit Union
Credit Union: Well Capitalized Opelika, Alabama 3860.0 $14 million Well Capitalized

More Credit Unions

See all...
Fedmont Credit Union
Credit Union: Well Capitalized Montgomery, Alabama 1424.0 $12 million Well Capitalized
Brassies Credit Union
Credit Union: Well Capitalized Anniston, Alabama 564.0 $4 million Well Capitalized
New Pilgrim Credit Union
Credit Union: Well Capitalized Birmingham, Alabama 492.0 $1 million Well Capitalized
Tva Community Credit Union
Credit Union: Well Capitalized Muscle Shoals, Alabama 18393.0 $312 million Well Capitalized
Apco Employees Credit Union
Credit Union: Well Capitalized Birmingham, Alabama 71993.0 $3 billion Well Capitalized
Eco Credit Union
Credit Union: Well Capitalized Birmingham, Alabama 16267.0 $141 million Well Capitalized
Alabama State Employees Credit Union
Credit Union: Well Capitalized Montgomery, Alabama 41689.0 $294 million Well Capitalized
Wcu Credit Union
Credit Union: Well Capitalized Decatur, Alabama 3439.0 $25 million Well Capitalized
Auburn University Credit Union
Credit Union: Well Capitalized Auburn, Alabama 16929.0 $178 million Well Capitalized
Valley Credit Union
Credit Union: Well Capitalized Tuscumbia, Alabama 6702.0 $72 million Well Capitalized

All of Asset Brief

See all...

Similar Credit Unions to Alabama Law Enforcement Credit Unio Credit Union

See all...
Alabama Law Enforcement Credit Unio Credit Union
Credit Union: Well Capitalized Birmingham, Alabama 1915.0 $14 million Well Capitalized
National Association Credit One Bank
Bank: Las Vegas, Nevada 122402133.0
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Credit First National Association
Bank: Brook Park, Ohio 41202980.0
Alabama Law Enforcement Credit Unio Credit Union: Corporate Office
Credit Union Branch: 3712 4th Avenue S.
Birmingham, Alabama 35222 No ATM
Knoxville Law Enforcement Federal Credit Union
Credit Union Branch: 501 E. Summit Hill Drive
Knoxville, Tennessee 37915 No ATM
Hawaii Law Enforcement Credit Union: Cmc - Flex
Credit Union Branch: 8520 S. Sandy Parkway
Sandy, Utah 84070 No ATM
First Credit Bank
Bank: West Hollywood, California 122237599.0
Hawaii Law Enforcement Federal Credit Union
Credit Union Branch: 1537 Young Street Fl 3
Honolulu, Hawaii 96826 No ATM