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Alderson Fci Credit Union

Overview
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Alderson Fci Credit Union is a federal credit union based in Alderson, West Virginia. It has been opened since 1955, for 65 years.

With around $8,420,000 in assets, Alderson Fci Credit Union is considered to be a medium size credit union.

About
Address P. O. Box A.
Alderson, West Virginia 24910
Phone (304) 445-3300
Fax (304) 445-3363
CEO Carolyn Browning
President of the Board Gail Ball
Services Offered
Map
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Score Card
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65 years
Years in business
Opened in 1955
Well Capitalized
Net worth classification
Source: NCUA
949 members
Membership type: Community credit union
Below average number of members
949:1
Credit union member to staff ratio
949 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$8,423,145
Total assets
Below average
2 branches
Compared with an average of 4 nationally and 2 in West Virginia
Above average number of branches
2.00%
Savings interest rate
Compared to 0.3% nationally
Branches
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2 branches
Compared with an average of 4 nationally and 2 in West Virginia
Above average number of branches
Alderson Fci Credit Union Branch Locations

Alderson Fci Credit Union: Main Office
Po Box A.
Federal Prison Camp
Alderson, West Virginia 24910
No ATM
Alderson Fci Credit Union: Branch
1600 Industrial Park Road
Beaver, West Virginia 25813
No ATM
Members
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949 members
Membership type: Community credit union
Below average number of members

With 949 members, the Alderson Fci Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 82% of credit unions.

Fees
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$2
Average fee per member
The average fee per member at the Alderson Fci Credit Union is $2, which is very low compared to most credit unions. This rate is lower than 92% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Alderson Fci Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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949:1
Credit union member to staff ratio
949 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
1 staff members
FTE (full-time equivalent)
0% of employees are part-time
1 full-time, 0 part-time

Alderson Fci Credit Union has 1 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Alderson Fci Credit Union has around 949 members per staff, a high ratio compared to other credit unions.

Assets
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$8,423,145
Total assets
Below average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
13.7%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$8,417
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 66% of credit unions.

Alderson Fci Credit Union holds a total of $5,620,000 in loans and leases, which is about $8,417 per member on average.

Savings interest rate
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2.00%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Alderson Fci Credit Union pays 2.00%.

Loan rates
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12.75%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.50%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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6.00%
New car loan rate
Compared to 4.0% nationally
6.50%
Used car loan rate
Compared to 5.2% nationally
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