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Allegacy Credit Union Share
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Overview Share
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Allegacy Credit Union is a federal credit union based in Winston Salem, North Carolina. It has been opened since 1967, for 55 years.

With around $1,470,430,000 in assets, Allegacy Credit Union is considered to be a very large credit union. It has 24 branches and 16 ATM locations.

About Share
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Address Po Box 26043
Winston Salem, North Carolina 27114
Website http://www.allegacyfcu.org
Phone (336) 774-3400
Fax (336) 774-4994
CEO Cathy J. Pace
President of the Board Ann Johnston
Services Offered
Score Card Share
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55 years
Years in business
Opened in 1967
Well Capitalized
Net worth classification
Source: NCUA
148,903 members
Membership type: Multiple common bond – primary other manufacturing
Above average number of members
389:1
Credit union member to staff ratio
389 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$1,470,432,581
Total assets
Above average
24 branches
Compared with an average of 4 nationally and 7 in North Carolina
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
13.40%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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24 branches
Compared with an average of 4 nationally and 7 in North Carolina
Above average number of branches
Allegacy Credit Union Branch Locations

Allegacy Credit Union: Mocksville
256 Hospital Street
Mocksville, North Carolina 27028
ATM Available
Allegacy Credit Union: King
109 Carmel Drive
King, North Carolina 27021
ATM Available
Allegacy Credit Union: Bermuda Run
128 Yadkin Valley Road
Advance, North Carolina 27006
ATM Available
Allegacy Credit Union: Spartan Village
1101 W. Gate City Boulevard Suite 205
Greensboro, North Carolina 27403
ATM Available
Allegacy Credit Union: Battleground
3314 Battleground Avenue
Greensboro, North Carolina 27410
ATM Available
Allegacy Credit Union: Kennedy High School
890 E. 11th Street
Winston Salem, North Carolina 27101
No ATM
Allegacy Credit Union: Stafford Village
3390 Sides Branch Road
Winston Salem, North Carolina 27127
ATM Available
Allegacy Credit Union: Peace Haven
1910 North Peace Haven Road
Winston Salem, North Carolina 27106
ATM Available
Allegacy Credit Union: Biotech
575 North Patterson Avenue
Winston Salem, North Carolina 27101
ATM Available
Allegacy Credit Union: Mount Airy
1996 Rockford Street Suite 300
Mount Airy, North Carolina 27030
ATM Available
Allegacy Credit Union: Davidson
735 Ingersoll Rand Road
Davidson, North Carolina 28036
ATM Available
Allegacy Credit Union: Allegacy Village
6320 Allegacy Way
Clemmons, North Carolina 27012
ATM Available
Allegacy Credit Union: E. Hanover
200 Deforest Avenue
East Hanover, New Jersey 07936
ATM Available
Allegacy Credit Union: Hanes Mall
700 Highland Oaks Drive
Winston Salem, North Carolina 27103
ATM Available
Allegacy Credit Union: Kernersville Mtn
212 E. Mountain Street
Kernersville, North Carolina 27284
ATM Available
Allegacy Credit Union: North Patterson
4680 North Patterson Avenue
Winston Salem, North Carolina 27105
ATM Available
Allegacy Credit Union: Reagan High School
3750 Transou Road
Pfafftown, North Carolina 27040
No ATM
Allegacy Credit Union: Atkins High School
3605 Old Greensboro Road
Winston Salem, North Carolina 27101
No ATM
Allegacy Credit Union: North Forsyth High School
5705 Shattalon Drive
Winston Salem, North Carolina 27105
No ATM
Allegacy Credit Union: Glenn High School
1600 Union Cross Road
Kernersville, North Carolina 27284
No ATM
Allegacy Credit Union: West Forsyth High School
1735 Lewisville Clemmons Road
Clemmons, North Carolina 27012
No ATM
Allegacy Credit Union: Westbrook
1691 Westbrook Plaza Drive
Winston Salem, North Carolina 27103
ATM Available
Allegacy Credit Union: Reynolds High School
301 North Hawthorne Road
Winston Salem, North Carolina 27104
No ATM
Members Share
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148,903 members
Membership type: Multiple common bond – primary other manufacturing
Above average number of members

With 148,903 members, the Allegacy Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 98% of credit unions.

Fees Share
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$123
Average fee per member
The average fee per member at the Allegacy Credit Union is $123, which is very high compared to most credit unions. This rate is higher than 92% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Allegacy Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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389:1
Credit union member to staff ratio
389 per each FTE employee
Compared to 411:1 nationally
Average number of staff
382 staff members
FTE (full-time equivalent)
3% of employees are part-time
376 full-time, 13 part-time

Allegacy Credit Union has 376 full-time staff members and 13 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 97% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Allegacy Credit Union has around 389 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets Share
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$1,470,432,581
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$15,163
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 80% of credit unions.

Allegacy Credit Union holds a total of $1,137,510,000 in loans and leases, which is about $15,163 per member on average.

Savings interest rate Share
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Allegacy Credit Union pays 0.10%.

Loan rates Share
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13.40%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
9.85%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
13.50%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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2.94%
New car loan rate
Compared to 4.0% nationally
3.89%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.00%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
3.99%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to Allegacy Credit Union

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Allegacy Credit Union: Biotech
Credit Union Branch: 575 North Patterson Avenue
Winston Salem, North Carolina 27101 ATM Available
Allegacy Credit Union: E. Hanover
Credit Union Branch: 200 Deforest Avenue
East Hanover, New Jersey 07936 ATM Available
Allegacy Credit Union: Bermuda Run
Credit Union Branch: 128 Yadkin Valley Road
Advance, North Carolina 27006 ATM Available
Allegacy Credit Union: Mocksville
Credit Union Branch: 256 Hospital Street
Mocksville, North Carolina 27028 ATM Available
Allegacy Credit Union: Stafford Village
Credit Union Branch: 3390 Sides Branch Road
Winston Salem, North Carolina 27127 ATM Available
Allegacy Credit Union: Allegacy Village
Credit Union Branch: 6320 Allegacy Way
Clemmons, North Carolina 27012 ATM Available
Allegacy Credit Union: Davidson
Credit Union Branch: 735 Ingersoll Rand Road
Davidson, North Carolina 28036 ATM Available
Allegacy Credit Union: Hanes Mall
Credit Union Branch: 700 Highland Oaks Drive
Winston Salem, North Carolina 27103 ATM Available
Allegacy Credit Union: King
Credit Union Branch: 109 Carmel Drive
King, North Carolina 27021 ATM Available
Allegacy Credit Union: Battleground
Credit Union Branch: 3314 Battleground Avenue
Greensboro, North Carolina 27410 ATM Available