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Allentown Credit Union

Overview
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Allentown Credit Union is a federal credit union based in Allentown, Pennsylvania. It has been opened since 1955, for 65 years.

With around $66,330,000 in assets, Allentown Credit Union is considered to be a large credit union.

About
Address 1325 Oxford Drive
Allentown, Pennsylvania 18103
Website http://www.allentownfcu.com
Phone (610) 791-0119
CEO Barry C. Weiner
President of the Board Louis Stalsitz
Services Offered
Map
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Score Card
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65 years
Years in business
Opened in 1955
Well Capitalized
Net worth classification
Source: NCUA
6,640 members
Membership type: Multiple common bond – primary federal, state, local government
Above average number of members
415:1
Credit union member to staff ratio
415 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$66,329,948
Total assets
Above average
4 branches
Compared with an average of 4 nationally and 3 in Pennsylvania
Above average number of branches
0.20%
Savings interest rate
Compared to 0.3% nationally
9.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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4 branches
Compared with an average of 4 nationally and 3 in Pennsylvania
Above average number of branches
Allentown Credit Union Branch Locations

Allentown Credit Union: Parkway Office
1325 Oxford Drive
Allentown, Pennsylvania 18103
No ATM
Allentown Credit Union: Hanover Office
2115 Hanover Avenue
Allentown, Pennsylvania 18109
No ATM
Allentown Credit Union: Street Lukes
801 Ostrum Street
Bethlehem, Pennsylvania 18015
No ATM
Allentown Credit Union: City Hall
435 Hamilton Street
Allentown, Pennsylvania 18101
No ATM
Members
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6,640 members
Membership type: Multiple common bond – primary federal, state, local government
Above average number of members

With 6,640 members, the Allentown Credit Union is considered to be a large credit union. It is larger than 62% of credit unions.

Fees
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$92
Average fee per member
The average fee per member at the Allentown Credit Union is $92, which is very high compared to most credit unions. This rate is higher than 81% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Allentown Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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415:1
Credit union member to staff ratio
415 per each FTE employee
Compared to 411:1 nationally
Fewer staff
16 staff members
FTE (full-time equivalent)
12% of employees are part-time
15 full-time, 2 part-time

Allentown Credit Union has 15 full-time staff members and 2 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 88% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Allentown Credit Union has around 415 members per staff, a higher ratio compared to other credit unions.

Assets
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$66,329,948
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
12.7%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$18,877
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 90% of credit unions.

Allentown Credit Union holds a total of $42,380,000 in loans and leases, which is about $18,877 per member on average.

Savings interest rate
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0.20%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Allentown Credit Union pays 0.20%.

Loan rates
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9.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
5.99%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
Car loan rates
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2.99%
New car loan rate
Compared to 4.0% nationally
3.74%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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4.75%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
2.50%
Other real estate loan rates
Compared to 0.9% nationally
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