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Alliance Credit Union Share
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Overview Share
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Alliance Credit Union is a federally insured state credit union based in Fenton, Missouri. It has been opened since 1948, for 74 years.

With around $281,850,000 in assets, Alliance Credit Union is considered to be a very large credit union. It has 7 branches and 6 ATM locations.

About Share
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Address 1280 S. Highway Drive
Fenton, Missouri 63026
Website http://alliancecu.com
Phone (636) 343-7005
Fax (636) 343-4986
CEO Timothy F. Stephens
President of the Board Robert Haul
Services Offered
Score Card Share
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74 years
Years in business
Opened in 1948
Well Capitalized
Net worth classification
Source: NCUA
20,740 members
Membership type: State chartered natural person credit union
Above average number of members
290:1
Credit union member to staff ratio
290 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$281,853,804
Total assets
Above average
7 branches
Compared with an average of 4 nationally and 3 in Missouri
Above average number of branches
0.29%
Savings interest rate
Compared to 0.3% nationally
9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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7 branches
Compared with an average of 4 nationally and 3 in Missouri
Above average number of branches
Alliance Credit Union Branch Locations

Alliance Credit Union: Administrative Center & Branch
1280 S. Highway Drive
Fenton, Missouri 63026
ATM Available
Alliance Credit Union: Hampton Branch
5011 Hampton Avenue
Saint Louis, Missouri 63109
No ATM
Alliance Credit Union: O'Fallon Branch
1051 Highway K.
O. Fallon, Missouri 63366
ATM Available
Alliance Credit Union: Jennings Branch
9050 W. Florissant Avenue
Jennings, Missouri 63136
ATM Available
Alliance Credit Union: Hazelwood Branch
9150 Pershall Road
Hazelwood, Missouri 63042
ATM Available
Alliance Credit Union: Olive Branch
515 Olive Street Suite 104
Saint Louis, Missouri 63101
ATM Available
Members Share
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20,740 members
Membership type: State chartered natural person credit union
Above average number of members

With 20,740 members, the Alliance Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 82% of credit unions.

Fees Share
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$208
Average fee per member
The average fee per member at the Alliance Credit Union is $208, which is very high compared to most credit unions. This rate is higher than 99% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Alliance Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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290:1
Credit union member to staff ratio
290 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
72 staff members
FTE (full-time equivalent)
4% of employees are part-time
70 full-time, 3 part-time

Alliance Credit Union has 70 full-time staff members and 3 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 96% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Alliance Credit Union has around 290 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets Share
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$281,853,804
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.8%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$30,697
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 98% of credit unions.

Alliance Credit Union holds a total of $243,890,000 in loans and leases, which is about $30,697 per member on average.

Savings interest rate Share
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0.29%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Alliance Credit Union pays 0.29%.

Loan rates Share
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9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.65%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.38%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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4.95%
New car loan rate
Compared to 4.0% nationally
5.30%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.70%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.43%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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