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Alloy Employees Credit Union

Overview
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Alloy Employees Credit Union is a federally insured state credit union based in Waukesha, Wisconsin. It has been opened since 1961, for 59 years.

With around $350,000 in assets, Alloy Employees Credit Union is considered to be a small credit union.

About
Address 1045 Perkins Avenue
Waukesha, Wisconsin 53186
Phone (262) 832-8160
CEO Kevin Mater
President of the Board
Services Offered
Map
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Score Card
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59 years
Years in business
Opened in 1961
Well Capitalized
Net worth classification
Source: NCUA
139 members
Membership type: State chartered natural person credit union
Below average number of members
278:1
Credit union member to staff ratio
278 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$352,748
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 5 in Wisconsin
Average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
Branches
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1 branch
Compared with an average of 4 nationally and 5 in Wisconsin
Average number of branches
Alloy Employees Credit Union Branch Locations

Alloy Employees Credit Union
1045 Perkins Avenue
Waukesha, Wisconsin 53186
No ATM
Members
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139 members
Membership type: State chartered natural person credit union
Below average number of members

With 139 members, the Alloy Employees Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 99% of credit unions.

Fees
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Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Alloy Employees Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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278:1
Credit union member to staff ratio
278 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
0 staff members
FTE (full-time equivalent)
100% of employees are part-time
0 full-time, 1 part-time

Alloy Employees Credit Union has 0 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of part-time staff, at approximately 100% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Alloy Employees Credit Union has around 278 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets
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$352,748
Total assets
Below average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
41.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$4,011
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 94% of credit unions.

Alloy Employees Credit Union holds a total of $150,000 in loans and leases, which is about $4,011 per member on average.

Savings interest rate
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Alloy Employees Credit Union pays 0.10%.

Loan rates
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16.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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7.00%
Used car loan rate
Compared to 5.2% nationally