Feedback
Share
Link
Link copied!
Asset Brief
Allsteel Credit Union
Credit Union Finder
Table of Contents
Explore
Search
Asset Brief
More
About Asset Brief
Copyright © 2022 assetbrief.com and Spring Launch Media LLC. All Rights Reserved.

All content on this website ("the Site") is the property of Spring Launch Media LLC. The collection and assembly of content on this Site are the exclusive property of Spring Launch Media LLC and are protected by copyright and other intellectual property laws. Credit union and bank data is publicly sourced from the U.S. government. None are affiliated with Asset Brief. assetbrief.com is an independent, advertising-supported publisher. We work hard to keep our information accurate and up to date, but do not guarantee accuracy of information. You may see different information when you visit a specific product’s site. assetbrief.com does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed. assetbrief.com does not assume any responsibility for any aspect of financial decisions taken based on the contents provided on this Site. When considering offers, please review all Terms and Conditions with the offering institution. Our content is not intended to provide investment advice. assetbrief.com is compensated through display advertising and offers from our partners. Many or all of the products features may be from our partners, and advertising may impact on where, how, and the order in which products appear on this Site. AssetBrief does not include all companies or all available products. However, this does not influence our editorial content or our advice, which are based on industry knowledge and many many hours of research. assetbrief.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Allsteel Credit Union Share
Link
Link copied!

Map Loading...
Overview Share
Link
Link copied!
Back to Top

Allsteel Credit Union is a federally insured state credit union based in Oswego, Illinois. It has been opened since 1936, for 86 years.

With around $20,350,000 in assets, Allsteel Credit Union is considered to be a medium size credit union.

About Share
Link
Link copied!
Address 1 W. Merchants Drive
Oswego, Illinois 60543
Website http://www.allsteelcu.com
Phone (630) 906-2050
Fax (630) 906-2053
CEO Robin L. Lamb
President of the Board James Chione
Services Offered
Score Card Share
Link
Link copied!
Back to Top
86 years
Years in business
Opened in 1936
Well Capitalized
Net worth classification
Source: NCUA
1,545 members
Membership type: State chartered natural person credit union
Below average number of members
258:1
Credit union member to staff ratio
258 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$20,347,552
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 2 in Illinois
Average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
7.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
Link
Link copied!
Back to Top
1 branch
Compared with an average of 4 nationally and 2 in Illinois
Average number of branches
Allsteel Credit Union Branch Locations

Allsteel Credit Union
1 W. Merchants Drive
Oswego, Illinois 60543
No ATM
Members Share
Link
Link copied!
Back to Top
1,545 members
Membership type: State chartered natural person credit union
Below average number of members

With 1,545 members, the Allsteel Credit Union is considered to be a small credit union. It is smaller than 71% of credit unions.

Fees Share
Link
Link copied!
Back to Top
$39
Average fee per member
The average fee per member at the Allsteel Credit Union is $39, which is comparable to most credit unions. This rate is lower than 58% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Allsteel Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
Link
Link copied!
Back to Top
258:1
Credit union member to staff ratio
258 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
6 staff members
FTE (full-time equivalent)
29% of employees are part-time
5 full-time, 2 part-time

Allsteel Credit Union has 5 full-time staff members and 2 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 71% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Allsteel Credit Union has around 258 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets Share
Link
Link copied!
Back to Top
$20,347,552
Total assets
Below average
Net worth Share
Link
Link copied!
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
17.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
Link
Link copied!
Back to Top
$13,604
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 74% of credit unions.

Allsteel Credit Union holds a total of $11,740,000 in loans and leases, which is about $13,604 per member on average.

Savings interest rate Share
Link
Link copied!
Back to Top
0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Allsteel Credit Union pays 0.10%.

Loan rates Share
Link
Link copied!
Back to Top
7.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
7.75%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
2.75%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
Link
Link copied!
Back to Top
2.75%
New car loan rate
Compared to 4.0% nationally
2.75%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
Link
Link copied!
Back to Top
5.50%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.62%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

Other Credit Unions

See all...
Decatur Postal Credit Union
Credit Union: Well Capitalized Decatur, Illinois 666.0 $8 million Well Capitalized
Community Credit Union
Credit Union: Well Capitalized Chicago, Illinois 233.0 $247k Well Capitalized
Csx Chicago Terminal Credit Union
Credit Union: Well Capitalized Calumet City, Illinois 513.0 $4 million Well Capitalized
Pilgrim Baptist Credit Union
Credit Union: Well Capitalized Chicago, Illinois 145.0 $364k Well Capitalized
Processors-Industrial Community Credit Union
Credit Union: Well Capitalized Granite City, Illinois 2145.0 $11 million Well Capitalized
Evanston Firemens Credit Union
Credit Union: Well Capitalized Evanston, Illinois 166.0 $2 million Well Capitalized
Canaan Credit Union
Credit Union: Well Capitalized Urbana, Illinois 415.0 $379k Well Capitalized
Adm Credit Union
Credit Union: Well Capitalized Decatur, Illinois 2860.0 $16 million Well Capitalized
Williamson County Catholic Credit Union
Credit Union: Well Capitalized Herrin, Illinois 672.0 $2 million Well Capitalized
Glenview Credit Union
Credit Union: Well Capitalized Glenview, Illinois 1813.0 $15 million Well Capitalized

Other Credit Unions

See all...
Generations Credit Union
Credit Union: Well Capitalized Rockford, Illinois 1859.0 $19 million Well Capitalized
1st Midamerica Credit Union
Credit Union: Well Capitalized Bethalto, Illinois 68167.0 $752 million Well Capitalized
United Credit Union
Credit Union: Well Capitalized Chicago, Illinois 18369.0 $204 million Well Capitalized
Fairmont Village Credit Union
Credit Union: Well Capitalized Fairmont City, Illinois 485.0 $2 million Well Capitalized
Motor Coach Employee Credit Union
Credit Union: Well Capitalized East Saint Loui, Illinois 1297.0 $2 million Well Capitalized
Selfreliance Credit Union
Credit Union: Well Capitalized Chicago, Illinois 23746.0 $589 million Well Capitalized
Numark Credit Union
Credit Union: Well Capitalized Joliet, Illinois 33737.0 $259 million Well Capitalized
Pontiac Dwight Prison Employs Credit Union
Credit Union: Well Capitalized Pontiac, Illinois 1078.0 $6 million Well Capitalized
Taylorville Community Credit Union
Credit Union: Well Capitalized Taylorville, Illinois 6168.0 $56 million Well Capitalized
Unified Homeowners of Illinois Credit Union
Credit Union: Well Capitalized Chicago, Illinois 265.0 $461k Well Capitalized

Other Credit Unions

See all...
Staley Credit Union
Credit Union: Well Capitalized Decatur, Illinois 15174.0 $138 million Well Capitalized
Andigo Credit Union
Credit Union: Well Capitalized Schaumburg, Illinois 35981.0 $839 million Well Capitalized
Mercer Credit Union
Credit Union: Well Capitalized Aledo, Illinois 540.0 $2 million Well Capitalized
New Horizon Credit Union
Credit Union: Well Capitalized Danville, Illinois 1746.0 $13 million Well Capitalized
Silgan White Cap Credit Union
Credit Union: Well Capitalized Downers Grove, Illinois 511.0 $3 million Well Capitalized
St. Martin De Porres Parish Credit Union
Credit Union: Well Capitalized Chicago, Illinois 165.0 $241k Well Capitalized
Blaw-Knox Credit Union
Credit Union: Well Capitalized Mattoon, Illinois 1989.0 $10 million Well Capitalized
Siue Credit Union
Credit Union: Well Capitalized Edwardsville, Illinois 1926.0 $21 million Well Capitalized
Citizens Equity First Credit Union
Credit Union: Well Capitalized Peoria, Illinois 337569.0 $6 billion Well Capitalized
Peoria Postal Employees Credit Union
Credit Union: Well Capitalized Peoria, Illinois 1270.0 $10 million Well Capitalized

All of Asset Brief

See all...

Similar Credit Unions to Allsteel Credit Union

See all...
Allsteel Credit Union
Credit Union: Well Capitalized Oswego, Illinois 1545.0 $20 million Well Capitalized
West Union Bank
Bank: West Union, West Virginia 51502159.0
National Association Credit One Bank
Bank: Las Vegas, Nevada 122402133.0
First Credit Bank
Bank: West Hollywood, California 122237599.0
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
United Bank of Union
Bank: Union, Missouri 81905289.0
Credit First National Association
Bank: Brook Park, Ohio 41202980.0
Allsteel Credit Union
Credit Union Branch: 1 W. Merchants Drive
Oswego, Illinois 60543 No ATM