Home
Contents
Explore
Search

American United Family of Credit Un Credit Union

Overview
Back to Top

American United Family of Credit Un Credit Union is a federal credit union based in West Jordan, Utah. It has been opened since 1952, for 68 years.

With around $235,190,000 in assets, American United Family of Credit Un Credit Union is considered to be a very large credit union. It has 11 branches and 7 ATM locations.

About
Address 2687 W. 7800 S.
West Jordan, Utah 84088
Website http://www.americanunitedcu.org
Phone (801) 359-9600
CEO Michelle Thorne
President of the Board Charles Krueger
Services Offered
Map
Back to Top
Score Card
Back to Top
68 years
Years in business
Opened in 1952
Well Capitalized
Net worth classification
Source: NCUA
21,231 members
Membership type: Community credit union
Above average number of members
254:1
Credit union member to staff ratio
254 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$235,189,890
Total assets
Above average
11 branches
Compared with an average of 4 nationally and 6 in Utah
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
9.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
Back to Top
11 branches
Compared with an average of 4 nationally and 6 in Utah
Above average number of branches
American United Family of Credit Un Credit Union Branch Locations

American United Family of Credit Un Credit Union: Main Street
3226 S. Main Street
Salt Lake City, Utah 84115
ATM Available
American United Family of Credit Un Credit Union: Vamcu
500 Foothill Drive
Salt Lake City, Utah 84148
ATM Available
American United Family of Credit Un Credit Union: Fort Union
2277 E. Fort Union Boulevard
Salt Lake City, Utah 84121
ATM Available
American United Family of Credit Un Credit Union: West Jordan
2687 W. 7800 S.
West Jordan, Utah 84088
ATM Available
American United Family of Credit Un Credit Union: Deseret News
1377 S. Redwood Road
Salt Lake City, Utah 84104
No ATM
American United Family of Credit Un Credit Union: Grantsville
50 Commercial Avenue
Grantsville, Utah 84029
ATM Available
American United Family of Credit Un Credit Union: Vaf
550 Foothill Boulevard
Salt Lake City, Utah 84113
No ATM
Members
Back to Top
21,231 members
Membership type: Community credit union
Above average number of members

With 21,231 members, the American United Family of Credit Un Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 82% of credit unions.

Fees
Back to Top
$76
Average fee per member
The average fee per member at the American United Family of Credit Un Credit Union is $76, which is high compared to most credit unions. This rate is higher than 71% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the American United Family of Credit Un Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
Back to Top
254:1
Credit union member to staff ratio
254 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
84 staff members
FTE (full-time equivalent)
10% of employees are part-time
79 full-time, 9 part-time

American United Family of Credit Un Credit Union has 79 full-time staff members and 9 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 90% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. American United Family of Credit Un Credit Union has around 254 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets
Back to Top
$235,189,890
Total assets
Above average
Net worth
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
14.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
Back to Top
$16,045
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 83% of credit unions.

American United Family of Credit Un Credit Union holds a total of $193,740,000 in loans and leases, which is about $16,045 per member on average.

Savings interest rate
Back to Top
0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. American United Family of Credit Un Credit Union pays 0.10%.

Loan rates
Back to Top
9.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
18.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
9.99%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
Back to Top
3.49%
New car loan rate
Compared to 4.0% nationally
3.74%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
Back to Top
4.99%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.49%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
5.99%
Other real estate loan rates
Compared to 0.9% nationally