Appalachian Community Credit Union is a federal credit union based in Gray, Tennessee. It has been opened since 1993, for 29 years.
With around $233,260,000 in assets, Appalachian Community Credit Union is considered to be a very large credit union. It has 8 branches and 8 ATM locations.
|Address|| 5034 Bobby Hicks Highway Suite 2 |
Gray, Tennessee 37615
|CEO||Kelly J. Smith|
|President of the Board||Royden Russell|
|Services Offered|| |
With 17,913 members, the Appalachian Community Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 80% of credit unions.
Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.
The average fee per member gives you a general sense of how much you might pay in fees as a member of the Appalachian Community Credit Union. Some credit unions tend to charge more fees, while others charge less.
Appalachian Community Credit Union has 88 full-time staff members and 0 part-time staff members.
The number of members relative to staff members is an indication of how well staffed the credit union is. Appalachian Community Credit Union has around 204 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.
A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength
The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.
Appalachian Community Credit Union holds a total of $190,020,000 in loans and leases, which is about $15,407 per member on average.
A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.
A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Appalachian Community Credit Union pays 0.10%.