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Apple Credit Union

Overview
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Apple Credit Union is a federal credit union based in Fairfax, Virginia. It has been opened since 1956, for 64 years.

With around $2,740,680,000 in assets, Apple Credit Union is considered to be a very large credit union. It has 21 branches and 21 ATM locations.

About
Address P.O. Box 1200
Fairfax, Virginia 22038
Website http://www.applefcu.org
Phone (703) 788-4800
CEO Andrew C. Grimm
President of the Board Calanthia Tucker
Services Offered
Map
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Score Card
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64 years
Years in business
Opened in 1956
Well Capitalized
Net worth classification
Source: NCUA
209,467 members
Membership type: Multiple common bond – primary educational
Above average number of members
522:1
Credit union member to staff ratio
522 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$2,740,682,003
Total assets
Above average
21 branches
Compared with an average of 4 nationally and 4 in Virginia
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
10.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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21 branches
Compared with an average of 4 nationally and 4 in Virginia
Above average number of branches
Apple Credit Union Branch Locations

Apple Credit Union: Fairfax Branch
9701 Main Street
Fairfax, Virginia 22031
ATM Available
Apple Credit Union: Sterling Branch
21361 Gentry Drive
Sterling, Virginia 20166
ATM Available
Apple Credit Union: Mount Vernon Branch
7696F Richmond Highway
Alexandria, Virginia 22306
ATM Available
Apple Credit Union: Centreville Branch
14260J Centreville Square
Centreville, Virginia 20121
ATM Available
Apple Credit Union: Fairfax Station/Burke Branch
5616 Ox Road
Fairfax Station, Virginia 22039
ATM Available
Apple Credit Union: Ashburn Branch
43330 Junction Plz Suite 105
Ashburn, Virginia 20147
ATM Available
Apple Credit Union: Fairfax Corner Branch
4097 Monument Corner Drive
Fairfax, Virginia 22030
ATM Available
Apple Credit Union: Kingstowne Branch
6831 Sir Viceroy Drive
Alexandria, Virginia 22315
ATM Available
Apple Credit Union: Chantilly Branch
3915 Centreville Road Suite B.
Chantilly, Virginia 20151
ATM Available
Apple Credit Union: Vienna Branch
419A Maple Avenue E.
Vienna, Virginia 22180
ATM Available
Apple Credit Union: Sudley Manor Branch
8400 Chatsworth Drive
Manassas, Virginia 20109
ATM Available
Apple Credit Union: Manassas
8700 Centreville Road
Manassas, Virginia 20110
ATM Available
Apple Credit Union: Herndon Branch
362 Elden Street
Herndon, Virginia 20170
ATM Available
Apple Credit Union: Gainesville Branch
14385 Mcgraws Corner Drive
Gainesville, Virginia 20155
ATM Available
Apple Credit Union: Falls Church Branch
1118 W. Broad Street
Falls Church, Virginia 22046
ATM Available
Apple Credit Union: Woodbridge Branch
14229 Potomac Mills Road
Woodbridge, Virginia 22192
ATM Available
Apple Credit Union: Winchester Branch
1850 S. Loudoun Street
Winchester, Virginia 22601
ATM Available
Apple Credit Union: Stafford Branch
1495 Stafford Market Pl Suite 101
Stafford, Virginia 22556
ATM Available
Apple Credit Union: Merrifield Branch
8115 Gatehouse Road Suite 1500
Falls Church, Virginia 22042
ATM Available
Apple Credit Union: George Mason Branch
4400 University Drive
Johnson Center Room 113
Fairfax, Virginia 22030
ATM Available
Apple Credit Union: Springfield Branch
6708 Backlick Road
Springfield, Virginia 22150
ATM Available
Members
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209,467 members
Membership type: Multiple common bond – primary educational
Above average number of members

With 209,467 members, the Apple Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 98% of credit unions.

Fees
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$72
Average fee per member
The average fee per member at the Apple Credit Union is $72, which is high compared to most credit unions. This rate is higher than 68% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Apple Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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522:1
Credit union member to staff ratio
522 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
401 staff members
FTE (full-time equivalent)
10% of employees are part-time
381 full-time, 40 part-time

Apple Credit Union has 381 full-time staff members and 40 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 90% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Apple Credit Union has around 522 members per staff, a high ratio compared to other credit unions.

Assets
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$2,740,682,003
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.0%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$16,253
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 84% of credit unions.

Apple Credit Union holds a total of $2,046,910,000 in loans and leases, which is about $16,253 per member on average.

Savings interest rate
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Apple Credit Union pays 0.10%.

Loan rates
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10.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.24%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
16.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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4.89%
New car loan rate
Compared to 4.0% nationally
5.14%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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4.74%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.75%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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