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Arkansas Am & N College Credit Union

Overview
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Arkansas Am & N College Credit Union is a federal credit union based in Pine Bluff, Arkansas. It has been opened since 1952, for 68 years.

With around $2,230,000 in assets, Arkansas Am & N College Credit Union is considered to be a small credit union.

About
Address 1200 University Dr, Mail Slot 4963
Pine Bluff, Arkansas 71601
Website http://www.uapbfcu.virtualcu.net
Phone (870) 534-1990
Fax (870) 534-5878
CEO Calvin Matlock
President of the Board Calvin Johnson
Services Offered
Map
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Score Card
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68 years
Years in business
Opened in 1952
Well Capitalized
Net worth classification
Source: NCUA
1,044 members
Membership type: Educational
Below average number of members
696:1
Credit union member to staff ratio
696 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$2,225,252
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 2 in Arkansas
Average number of branches
0.20%
Savings interest rate
Compared to 0.3% nationally
Branches
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1 branch
Compared with an average of 4 nationally and 2 in Arkansas
Average number of branches
Arkansas Am & N College Credit Union Branch Locations

Arkansas Am & North College Credit Union: Main
1200 University Drive
Mail Slot 4963
Pine Bluff, Arkansas 71601
No ATM
Members
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1,044 members
Membership type: Educational
Below average number of members

With 1,044 members, the Arkansas Am & N College Credit Union is considered to be a small credit union. It is smaller than 80% of credit unions.

Fees
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$6
Average fee per member
The average fee per member at the Arkansas Am & N College Credit Union is $6, which is very low compared to most credit unions. This rate is lower than 86% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Arkansas Am & N College Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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696:1
Credit union member to staff ratio
696 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
2 staff members
FTE (full-time equivalent)
50% of employees are part-time
1 full-time, 1 part-time

Arkansas Am & N College Credit Union has 1 full-time staff members and 1 part-time staff members. The staff is comprised of part-time and full-time staff, with part-time staff approximately 50% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Arkansas Am & N College Credit Union has around 696 members per staff, a high ratio compared to other credit unions.

Assets
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$2,225,252
Total assets
Below average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$7,634
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 72% of credit unions.

Arkansas Am & N College Credit Union holds a total of $1,270,000 in loans and leases, which is about $7,634 per member on average.

Savings interest rate
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0.20%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Arkansas Am & N College Credit Union pays 0.20%.

Loan rates
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9.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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4.34%
New car loan rate
Compared to 4.0% nationally
4.24%
Used car loan rate
Compared to 5.2% nationally
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