Arkansas Am & N College Credit Union Profile

L R F D Credit Union River Valley Community Credit Union

Back to Top

Arkansas Am & N College Credit Union is a federal credit union based in Pine Bluff, Arkansas. It has been opened since 1952, for 68 years.

With around $2,230,000 in assets, Arkansas Am & N College Credit Union is considered to be a small credit union.

Address	1200 University Dr, Mail Slot 4963 Pine Bluff, Arkansas 71601
Website	http://www.uapbfcu.virtualcu.net
Phone	(870) 534-1990
Fax	(870) 534-5878
CEO	Calvin Matlock
President of the Board	Calvin Johnson
Services Offered	No Phone Services No Online Services No ATMs

Back to Top

Years in business

Opened in 1952

Net worth classification

Source: NCUA

Membership type: Educational

Below average number of members

Credit union member to staff ratio

696 per each FTE employee
Compared to 411:1 nationally

Less staff than other credit unions

Total assets

Below average

Compared with an average of 4 nationally and 2 in Arkansas

Average number of branches

Savings interest rate

Compared to 0.3% nationally

Back to Top

Compared with an average of 4 nationally and 2 in Arkansas

Average number of branches

1200 University Drive
Mail Slot 4963
Pine Bluff, Arkansas 71601

No ATM

(870) 534-1990

Back to Top

Membership type: Educational

Below average number of members

With 1,044 members, the Arkansas Am & N College Credit Union is considered to be a small credit union. It is smaller than 80% of credit unions.

Back to Top

Average fee per member

The average fee per member at the Arkansas Am & N College Credit Union is $6, which is very low compared to most credit unions. This rate is lower than 86% of all credit unions.

Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Arkansas Am & N College Credit Union. Some credit unions tend to charge more fees, while others charge less.

Back to Top

Credit union member to staff ratio

696 per each FTE employee
Compared to 411:1 nationally

Less staff than other credit unions

FTE (full-time equivalent)

50% of employees are part-time

1 full-time, 1 part-time

Arkansas Am & N College Credit Union has 1 full-time staff members and 1 part-time staff members. The staff is comprised of part-time and full-time staff, with part-time staff approximately 50% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Arkansas Am & N College Credit Union has around 696 members per staff, a high ratio compared to other credit unions.

Back to Top

Total assets

Below average

Back to Top

Net worth classification

Source: NCUA

A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.

Net worth ratio

A higher net worth ratio is better.

Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Back to Top

Average loan and lease size

Loan & lease sizes are small. They are smaller than at 72% of credit unions.

Arkansas Am & N College Credit Union holds a total of $1,270,000 in loans and leases, which is about $7,634 per member on average.

Back to Top

Savings interest rate

Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Arkansas Am & N College Credit Union pays 0.20%.