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Arkansas Credit Union

Overview
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Arkansas Credit Union is a federal credit union based in Jacksonville, Arkansas. It has been opened since 1956, for 64 years.

With around $1,182,880,000 in assets, Arkansas Credit Union is considered to be a very large credit union. It has 14 branches and 14 ATM locations.

About
Address P.O. Box 9
Jacksonville, Arkansas 72078
Website http://www.afcu.org
Phone (501) 982-1000
Fax (501) 982-3299
CEO Rodney Showmar
President of the Board Phillip Boudreaux
Services Offered
Map
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Score Card
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64 years
Years in business
Opened in 1956
Well Capitalized
Net worth classification
Source: NCUA
104,633 members
Membership type: Multiple common bond – primary military
Above average number of members
362:1
Credit union member to staff ratio
362 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$1,182,879,362
Total assets
Above average
14 branches
Compared with an average of 4 nationally and 2 in Arkansas
Above average number of branches
0.01%
Savings interest rate
Compared to 0.3% nationally
8.56%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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14 branches
Compared with an average of 4 nationally and 2 in Arkansas
Above average number of branches
Arkansas Credit Union Branch Locations

Arkansas Credit Union: Rogers Branch
2000 W. Walnut Street
Rogers, Arkansas 72756
ATM Available
Arkansas Credit Union: West Conway Branch
2895 Dave Ward Drive
Conway, Arkansas 72034
ATM Available
Arkansas Credit Union: Headquarters Annex Building
1700 General Samuels Road
Jacksonville, Arkansas 72076
No ATM
Arkansas Credit Union: Van Buren Branch
2008 Fayetteville Road
Suite A.
Van Buren, Arkansas 72956
ATM Available
Arkansas Credit Union: Searcy Branch
1000 S. Main Street
Searcy, Arkansas 72143
ATM Available
Arkansas Credit Union: Jacksonville Branch
2424 Marshall Road
Jacksonville, Arkansas 72076
ATM Available
Arkansas Credit Union: North Little Rock Branch
4848 North Hills Boulevard
North Little Rock, Arkansas 72116
ATM Available
Arkansas Credit Union: Little Rock Branch
1001 W. Capitol Avenue
Little Rock, Arkansas 72201
ATM Available
Arkansas Credit Union: West Little Rock Branch
1221 S. Shackleford Road
Little Rock, Arkansas 72211
ATM Available
Arkansas Credit Union: Conway Branch
220 Skyline Drive
Conway, Arkansas 72032
ATM Available
Arkansas Credit Union: Fort Smith Branch
7887 Phoenix Avenue
Fort Smith, Arkansas 72903
ATM Available
Arkansas Credit Union: Cabot Branch
100 S. Rockwood Drive
Cabot, Arkansas 72023
ATM Available
Arkansas Credit Union: Hot Springs Branch
3948 Central Avenue Suite F.
Hot Springs, Arkansas 71913
ATM Available
Arkansas Credit Union: Bryant Branch
115 Harvest Drive
Bryant, Arkansas 72022
ATM Available
Members
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104,633 members
Membership type: Multiple common bond – primary military
Above average number of members

With 104,633 members, the Arkansas Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 96% of credit unions.

Fees
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$84
Average fee per member
The average fee per member at the Arkansas Credit Union is $84, which is high compared to most credit unions. This rate is higher than 76% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Arkansas Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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362:1
Credit union member to staff ratio
362 per each FTE employee
Compared to 411:1 nationally
Average number of staff
289 staff members
FTE (full-time equivalent)
0% of employees are part-time
289 full-time, 0 part-time

Arkansas Credit Union has 289 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Arkansas Credit Union has around 362 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets
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$1,182,879,362
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.5%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$15,406
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 81% of credit unions.

Arkansas Credit Union holds a total of $993,860,000 in loans and leases, which is about $15,406 per member on average.

Savings interest rate
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0.01%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Arkansas Credit Union pays 0.01%.

Loan rates
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8.56%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
7.99%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
3.01%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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5.55%
New car loan rate
Compared to 4.0% nationally
3.80%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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6.75%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
5.75%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
8.30%
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Average Fee
Credit Card Loan Interest Rate
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Members
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Assets
Net Worth Classification
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Average Fee
Credit Card Loan Interest Rate
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Net Worth Classification
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Average Fee
Credit Card Loan Interest Rate
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