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Atlanta Postal Credit Union Share
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Overview Share
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Atlanta Postal Credit Union is a federally insured state credit union based in Atlanta, Georgia. It has been opened since 1925, for 97 years.

With around $2,121,510,000 in assets, Atlanta Postal Credit Union is considered to be a very large credit union. It has 13 branches and 9 ATM locations.

About Share
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Address 3900 Crown Road
Atlanta, Georgia 30380
Website http://www.apcu.com
Phone (404) 768-4126
Fax (404) 766-8379
CEO Chuck Head
President of the Board Donald Decinque
Services Offered
Score Card Share
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97 years
Years in business
Opened in 1925
Well Capitalized
Net worth classification
Source: NCUA
104,430 members
Membership type: State chartered natural person credit union
Above average number of members
457:1
Credit union member to staff ratio
457 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$2,121,514,285
Total assets
Above average
13 branches
Compared with an average of 4 nationally and 4 in Georgia
Above average number of branches
0.75%
Savings interest rate
Compared to 0.3% nationally
11.40%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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13 branches
Compared with an average of 4 nationally and 4 in Georgia
Above average number of branches
Atlanta Postal Credit Union Branch Locations

Atlanta Postal Credit Union: Floyd County
3040 Martha Berry Highway NE
Rome, Georgia 30165
ATM Available
Atlanta Postal Credit Union: Muscogee County
6270 Bradley Park Drive
Columbus, Georgia 31904
ATM Available
Atlanta Postal Credit Union: Tradeport 600
3916 Tradeport Boulevard
Building 600, Suite 601
Atlanta, Georgia 30354
No ATM
Atlanta Postal Credit Union: South Dekalb Mall Branch
2801 Candler Road Suite 81
Decatur, Georgia 30034
ATM Available
Atlanta Postal Credit Union: Tradeport 400
400 Tradeport Boulevard Suite 401
Atlanta, Georgia 30354
ATM Available
Atlanta Postal Credit Union: Downtown Atlanta
101 Marietta Street NW Suite 140
Atlanta, Georgia 30303
ATM Available
Atlanta Postal Credit Union: Ibew
501 Pulliam Street SW Suite 350
Atlanta, Georgia 30312
No ATM
Atlanta Postal Credit Union: Decatur
520 W. Ponce De Leon Avenue
Decatur, Georgia 30031
No ATM
Atlanta Postal Credit Union: Ndc
1800 James Jackson Parkway NW
Atlanta, Georgia 30369
ATM Available
Atlanta Postal Credit Union: Main Office
3900 Crown Road SW
Atlanta, Georgia 30304
ATM Available
Atlanta Postal Credit Union: North Metro
1605 Boggs Road
Duluth, Georgia 30096
ATM Available
Atlanta Postal Credit Union: Bibb County
515 Mulberry Street
Macon, Georgia 31201
ATM Available
Members Share
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104,430 members
Membership type: State chartered natural person credit union
Above average number of members

With 104,430 members, the Atlanta Postal Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 96% of credit unions.

Fees Share
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$57
Average fee per member
The average fee per member at the Atlanta Postal Credit Union is $57, which is comparable to most credit unions. This rate is lower than 43% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Atlanta Postal Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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457:1
Credit union member to staff ratio
457 per each FTE employee
Compared to 411:1 nationally
Fewer staff
228 staff members
FTE (full-time equivalent)
2% of employees are part-time
226 full-time, 5 part-time

Atlanta Postal Credit Union has 226 full-time staff members and 5 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 98% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Atlanta Postal Credit Union has around 457 members per staff, a higher ratio compared to other credit unions.

Assets Share
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$2,121,514,285
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
13.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$10,722
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 55% of credit unions.

Atlanta Postal Credit Union holds a total of $1,582,770,000 in loans and leases, which is about $10,722 per member on average.

Savings interest rate Share
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0.75%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Atlanta Postal Credit Union pays 0.75%.

Loan rates Share
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11.40%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
12.90%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
10.10%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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11.64%
New car loan rate
Compared to 4.0% nationally
11.64%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.50%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.44%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to Atlanta Postal Credit Union

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Atlanta Postal Credit Union: Ndc
Credit Union Branch: 1800 James Jackson Parkway NW
Atlanta, Georgia 30369 ATM Available
Atlanta Postal Credit Union: Bibb County
Credit Union Branch: 515 Mulberry Street
Macon, Georgia 31201 ATM Available
Atlanta Postal Credit Union: Floyd County
Credit Union Branch: 3040 Martha Berry Highway NE
Rome, Georgia 30165 ATM Available
Atlanta Postal Credit Union: Decatur
Credit Union Branch: 520 W. Ponce De Leon Avenue
Decatur, Georgia 30031 No ATM
Atlanta Postal Credit Union: Main Office
Credit Union Branch: 3900 Crown Road SW
Atlanta, Georgia 30304 ATM Available
Atlanta Postal Credit Union: Tradeport 400
Credit Union Branch: 400 Tradeport Boulevard Suite 401
Atlanta, Georgia 30354 ATM Available
Atlanta Postal Credit Union: Muscogee County
Credit Union Branch: 6270 Bradley Park Drive
Columbus, Georgia 31904 ATM Available
Atlanta Postal Credit Union: Ibew
Credit Union Branch: 501 Pulliam Street SW Suite 350
Atlanta, Georgia 30312 No ATM
Atlanta Postal Credit Union: North Metro
Credit Union Branch: 1605 Boggs Road
Duluth, Georgia 30096 ATM Available
Atlanta Postal Credit Union: Asheville Branch
Credit Union Branch: 591 Brevard Road
Asheville, North Carolina 28810 No ATM