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Avadian Credit Union Share
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Overview Share
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Avadian Credit Union is a federally insured state credit union based in Birmingham, Alabama. It has been opened since 1934, for 88 years.

With around $787,590,000 in assets, Avadian Credit Union is considered to be a very large credit union. It has 19 branches and 17 ATM locations.

About Share
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Address Po Box 360287
Birmingham, Alabama 35236
Website http://www.avadiancu.com
Phone (205) 985-2828
CEO Linda Cencula
President of the Board Calvin Nelson
Services Offered
Score Card Share
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88 years
Years in business
Opened in 1934
Well Capitalized
Net worth classification
Source: NCUA
81,466 members
Membership type: State chartered natural person credit union
Above average number of members
350:1
Credit union member to staff ratio
350 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$787,591,400
Total assets
Above average
19 branches
Compared with an average of 4 nationally and 4 in Alabama
Above average number of branches
0.27%
Savings interest rate
Compared to 0.3% nationally
10.77%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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19 branches
Compared with an average of 4 nationally and 4 in Alabama
Above average number of branches
Avadian Credit Union Branch Locations

Avadian Credit Union: Greystone
420 Old Highway 280
Birmingham, Alabama 35242
ATM Available
Avadian Credit Union: South Parkway
3301 Memorial Parkway SW
Huntsville, Alabama 35801
ATM Available
Avadian Credit Union: Gardendale
405 Fieldstown Road
Gardendale, Alabama 35071
ATM Available
Avadian Credit Union: Ebsco
5724 Highway 280 E.
Birmingham, Alabama 35242
ATM Available
Avadian Credit Union: Pelham
3016 Pelham Parkway
Pelham, Alabama 35124
ATM Available
Avadian Credit Union: Dothan
2378 W. Main Street
Dothan, Alabama 36301
ATM Available
Avadian Credit Union: Hoover
4720 Chace Circle
Hoover, Alabama 35244
ATM Available
Avadian Credit Union: Chelsea
15660 Highway 280
Chelsea, Alabama 35043
ATM Available
Avadian Credit Union: Homewood
475 Green Springs Highway
Birmingham, Alabama 35209
ATM Available
Avadian Credit Union: Samc
1091 Ross Clark Circle
Dothan, Alabama 36303
ATM Available
Avadian Credit Union: Colonnade
3439 Colonnade Parkway Suite 100
Birmingham, Alabama 35243
ATM Available
Avadian Credit Union: Downtown
613 19th Street North
Birmingham, Alabama 35203
No ATM
Avadian Credit Union: Trussville
2150 Gadsden Highway
Birmingham, Alabama 35235
ATM Available
Avadian Credit Union: Hueytown
148 River Square Plz
Hueytown, Alabama 35023
ATM Available
Avadian Credit Union: Mobile
809 Downtowner Boulevard
Mobile, Alabama 36609
ATM Available
Avadian Credit Union: Madison
8566 Madison Boulevard
Madison, Alabama 35758
ATM Available
Avadian Credit Union: Corporate
1 Riverchase Parkway S.
Hoover, Alabama 35244
No ATM
Avadian Credit Union: Helena
4849 Highway 52 W.
Helena, Alabama 35080
ATM Available
Avadian Credit Union: Geneva
309 W. Maple Avenue
Geneva, Alabama 36340
ATM Available
Members Share
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81,466 members
Membership type: State chartered natural person credit union
Above average number of members

With 81,466 members, the Avadian Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 94% of credit unions.

Fees Share
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$82
Average fee per member
The average fee per member at the Avadian Credit Union is $82, which is high compared to most credit unions. This rate is higher than 75% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Avadian Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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350:1
Credit union member to staff ratio
350 per each FTE employee
Compared to 411:1 nationally
Average number of staff
232 staff members
FTE (full-time equivalent)
5% of employees are part-time
227 full-time, 11 part-time

Avadian Credit Union has 227 full-time staff members and 11 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 95% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Avadian Credit Union has around 350 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets Share
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$787,591,400
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
11.1%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$14,167
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 77% of credit unions.

Avadian Credit Union holds a total of $569,050,000 in loans and leases, which is about $14,167 per member on average.

Savings interest rate Share
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0.27%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Avadian Credit Union pays 0.27%.

Loan rates Share
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10.77%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.47%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.02%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.65%
New car loan rate
Compared to 4.0% nationally
4.38%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.23%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.22%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to Avadian Credit Union

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Avadian Credit Union: Samc
Credit Union Branch: 1091 Ross Clark Circle
Dothan, Alabama 36303 ATM Available
Avadian Credit Union: Hoover
Credit Union Branch: 4720 Chace Circle
Hoover, Alabama 35244 ATM Available
Avadian Credit Union: Homewood
Credit Union Branch: 475 Green Springs Highway
Birmingham, Alabama 35209 ATM Available
Avadian Credit Union: Ebsco
Credit Union Branch: 5724 Highway 280 E.
Birmingham, Alabama 35242 ATM Available
Avadian Credit Union: Greystone
Credit Union Branch: 420 Old Highway 280
Birmingham, Alabama 35242 ATM Available
Avadian Credit Union: Chelsea
Credit Union Branch: 15660 Highway 280
Chelsea, Alabama 35043 ATM Available
Avadian Credit Union: Gardendale
Credit Union Branch: 405 Fieldstown Road
Gardendale, Alabama 35071 ATM Available
Avadian Credit Union: Pelham
Credit Union Branch: 3016 Pelham Parkway
Pelham, Alabama 35124 ATM Available
Avadian Credit Union: South Parkway
Credit Union Branch: 3301 Memorial Parkway SW
Huntsville, Alabama 35801 ATM Available
Avadian Credit Union: Dothan
Credit Union Branch: 2378 W. Main Street
Dothan, Alabama 36301 ATM Available