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B.C.S. Community Credit Union Share
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Overview Share
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B.C.S. Community Credit Union is a federally insured state credit union based in Wheat Ridge, Colorado. It has been opened since 1938, for 84 years.

With around $24,360,000 in assets, B.C.S. Community Credit Union is considered to be an average size credit union. It has 1 branches and 1 ATM locations.

About Share
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Address Po Box 1036
Wheat Ridge, Colorado 80034
Website http://www.bcscu.com
Phone (303) 425-6627
Fax (303) 424-3607
CEO Mark N. Hachtel
President of the Board Albert Bole
Services Offered
Score Card Share
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84 years
Years in business
Opened in 1938
Well Capitalized
Net worth classification
Source: NCUA
2,614 members
Membership type: State chartered natural person credit union
Average number of members
475:1
Credit union member to staff ratio
475 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$24,362,142
Total assets
Average size
1 branch
Compared with an average of 4 nationally and 4 in Colorado
Average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
13.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 4 in Colorado
Average number of branches
B.C.S. Community Credit Union Branch Locations

B.C.S. Community Credit Union: Bcs Community Credit Union Main Branch
4203 Wadsworth Boulevard
Wheat Ridge, Colorado 80033
ATM Available
Members Share
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2,614 members
Membership type: State chartered natural person credit union
Average number of members

With 2,614 members, the B.C.S. Community Credit Union is considered to be a medium size credit union. It is larger than 41% of credit unions.

Fees Share
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$52
Average fee per member
The average fee per member at the B.C.S. Community Credit Union is $52, which is comparable to most credit unions. This rate is lower than 47% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the B.C.S. Community Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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475:1
Credit union member to staff ratio
475 per each FTE employee
Compared to 411:1 nationally
Fewer staff
6 staff members
FTE (full-time equivalent)
17% of employees are part-time
5 full-time, 1 part-time

B.C.S. Community Credit Union has 5 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 83% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. B.C.S. Community Credit Union has around 475 members per staff, a higher ratio compared to other credit unions.

Assets Share
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$24,362,142
Total assets
Average size
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
17.2%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$13,373
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 72% of credit unions.

B.C.S. Community Credit Union holds a total of $19,160,000 in loans and leases, which is about $13,373 per member on average.

Savings interest rate Share
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. B.C.S. Community Credit Union pays 0.05%.

Loan rates Share
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13.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
12.50%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
7.55%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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4.85%
New car loan rate
Compared to 4.0% nationally
4.85%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.25%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.16%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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