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Becco Buffalo Credit Union

Overview
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Becco Buffalo Credit Union is a federal credit union based in Tonawanda, New York. It has been opened since 1955, for 65 years.

With around $1,320,000 in assets, Becco Buffalo Credit Union is considered to be a small credit union.

About
Address Peroxychem Llc, 35 Sawyer Avenue
Tonawanda, New York 14150
Phone (716) 879-0415
Fax (716) 879-0467
CEO Guy A. Demarie
President of the Board Michael Bass
Services Offered
Map
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Score Card
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65 years
Years in business
Opened in 1955
Well Capitalized
Net worth classification
Source: NCUA
179 members
Membership type: Manufacturing – all other
Below average number of members
358:1
Credit union member to staff ratio
358 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$1,316,135
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 3 in New York
Average number of branches
0.35%
Savings interest rate
Compared to 0.3% nationally
Branches
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1 branch
Compared with an average of 4 nationally and 3 in New York
Average number of branches
Becco Buffalo Credit Union Branch Locations

Becco Buffalo Credit Union: Main Office
Peroxychem Llc
35 Sawyer Avenue
Tonawanda, New York 14150
No ATM
Members
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179 members
Membership type: Manufacturing – all other
Below average number of members

With 179 members, the Becco Buffalo Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 98% of credit unions.

Fees
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Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Becco Buffalo Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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358:1
Credit union member to staff ratio
358 per each FTE employee
Compared to 411:1 nationally
Average number of staff
0 staff members
FTE (full-time equivalent)
100% of employees are part-time
0 full-time, 1 part-time

Becco Buffalo Credit Union has 0 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of part-time staff, at approximately 100% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Becco Buffalo Credit Union has around 358 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets
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$1,316,135
Total assets
Below average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
15.5%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$9,267
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 42% of credit unions.

Becco Buffalo Credit Union holds a total of $510,000 in loans and leases, which is about $9,267 per member on average.

Savings interest rate
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0.35%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Becco Buffalo Credit Union pays 0.35%.

Loan rates
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8.75%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
2.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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1.90%
New car loan rate
Compared to 4.0% nationally
5.90%
Used car loan rate
Compared to 5.2% nationally
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