Home
Contents
Explore
Search

Ben E Keith Company Employees Credit Union

Overview
Back to Top

Ben E Keith Company Employees Credit Union is a federal credit union based in Fort Worth, Texas. It has been opened since 1935, for 85 years.

With around $10,220,000 in assets, Ben E Keith Company Employees Credit Union is considered to be a medium size credit union.

About
Address Po Box 2628
Fort Worth, Texas 76113
Website http://www.bekefcu.org
Phone (817) 877-5700
Fax (817) 336-2149
CEO Susan D. Bartek
President of the Board David Castillo
Services Offered
Map
Back to Top
Score Card
Back to Top
85 years
Years in business
Opened in 1935
Well Capitalized
Net worth classification
Source: NCUA
1,988 members
Membership type: Service – finance, insurance, real estate, trade
Below average number of members
663:1
Credit union member to staff ratio
663 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$10,221,351
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 3 in Texas
Average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
11.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
Back to Top
1 branch
Compared with an average of 4 nationally and 3 in Texas
Average number of branches
Ben E Keith Company Employees Credit Union Branch Locations
Members
Back to Top
1,988 members
Membership type: Service – finance, insurance, real estate, trade
Below average number of members

With 1,988 members, the Ben E Keith Company Employees Credit Union is considered to be a small credit union. It is smaller than 65% of credit unions.

Fees
Back to Top
$12
Average fee per member
The average fee per member at the Ben E Keith Company Employees Credit Union is $12, which is low compared to most credit unions. This rate is lower than 79% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Ben E Keith Company Employees Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
Back to Top
663:1
Credit union member to staff ratio
663 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
3 staff members
FTE (full-time equivalent)
0% of employees are part-time
3 full-time, 0 part-time

Ben E Keith Company Employees Credit Union has 3 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Ben E Keith Company Employees Credit Union has around 663 members per staff, a high ratio compared to other credit unions.

Assets
Back to Top
$10,221,351
Total assets
Below average
Net worth
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
15.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
Back to Top
$8,032
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 69% of credit unions.

Ben E Keith Company Employees Credit Union holds a total of $5,040,000 in loans and leases, which is about $8,032 per member on average.

Savings interest rate
Back to Top
0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Ben E Keith Company Employees Credit Union pays 0.10%.

Loan rates
Back to Top
11.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
12.15%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
7.99%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
Back to Top
7.99%
New car loan rate
Compared to 4.0% nationally
7.99%
Used car loan rate
Compared to 5.2% nationally
Moore County Schools Credit Union
Location
Dumas, Texas
Members
872
Assets
Net Worth Classification
Well Capitalized
Average Fee
Read More
Texas Lee Credit Union
Location
Houston, Texas
Members
95
Assets
Net Worth Classification
Well Capitalized
Average Fee
Read More
Education First Credit Union
Location
Beaumont, Texas
Members
35,938
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
12.16%
Read More
Marshall T & P Employees Credit Union
Location
Marshall, Texas
Members
1381
Assets
Net Worth Classification
Well Capitalized
Average Fee
Read More
Travis County Credit Union
Location
Austin, Texas
Members
2956
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
12.84%
Read More
Access Community Credit Union
Location
Amarillo, Texas
Members
11,754
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
7.49%
Read More