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Bison Credit Union

Overview
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Bison Credit Union is a federal credit union based in Shawnee, Oklahoma. It has been opened since 1951, for 69 years.

With around $38,930,000 in assets, Bison Credit Union is considered to be an average size credit union. It has 1 branches and 1 ATM locations.

About
Address 2 W. Macarthur Street
Shawnee, Oklahoma 74804
Website http://bisonfcu.com
Phone (405) 275-5014
Fax (405) 275-6003
CEO Tony E. Thompson
President of the Board Francine Robison
Services Offered
Map
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Score Card
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69 years
Years in business
Opened in 1951
Well Capitalized
Net worth classification
Source: NCUA
4,597 members
Membership type: Community credit union
Average number of members
438:1
Credit union member to staff ratio
438 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$38,930,051
Total assets
Average size
1 branch
Compared with an average of 4 nationally and 4 in Oklahoma
Average number of branches
0.45%
Savings interest rate
Compared to 0.3% nationally
11.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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1 branch
Compared with an average of 4 nationally and 4 in Oklahoma
Average number of branches
Bison Credit Union Branch Locations

Bison Credit Union: Main
2 W. Macarthur Street
Shawnee, Oklahoma 74804
ATM Available
Members
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4,597 members
Membership type: Community credit union
Average number of members

With 4,597 members, the Bison Credit Union is considered to be a medium size credit union. It is larger than 55% of credit unions.

Fees
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$36
Average fee per member
The average fee per member at the Bison Credit Union is $36, which is comparable to most credit unions. This rate is lower than 60% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Bison Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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438:1
Credit union member to staff ratio
438 per each FTE employee
Compared to 411:1 nationally
Fewer staff
10 staff members
FTE (full-time equivalent)
9% of employees are part-time
10 full-time, 1 part-time

Bison Credit Union has 10 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 91% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Bison Credit Union has around 438 members per staff, a higher ratio compared to other credit unions.

Assets
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$38,930,051
Total assets
Average size
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.3%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$9,397
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 44% of credit unions.

Bison Credit Union holds a total of $13,310,000 in loans and leases, which is about $9,397 per member on average.

Savings interest rate
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0.45%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Bison Credit Union pays 0.45%.

Loan rates
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11.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
12.99%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.99%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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4.99%
New car loan rate
Compared to 4.0% nationally
5.99%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.99%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
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