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Blair County Credit Union

Overview
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Blair County Credit Union is a federal credit union based in Altoona, Pennsylvania. It has been opened since 1953, for 67 years.

With around $54,520,000 in assets, Blair County Credit Union is considered to be an average size credit union. It has 1 branches and 1 ATM locations.

About
Address 3001 Sixth Avenue
Altoona, Pennsylvania 16602
Website http://www.blairctyfcu.org
Phone (814) 944-2821
Fax (814) 944-4291
CEO Tammy L. Jackson
President of the Board Robert Fox
Services Offered
Map
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Score Card
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67 years
Years in business
Opened in 1953
Well Capitalized
Net worth classification
Source: NCUA
5,360 members
Membership type: Multiple common bond – primary transportation equipment
Average number of members
487:1
Credit union member to staff ratio
487 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$54,522,375
Total assets
Average size
1 branch
Compared with an average of 4 nationally and 3 in Pennsylvania
Average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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1 branch
Compared with an average of 4 nationally and 3 in Pennsylvania
Average number of branches
Blair County Credit Union Branch Locations

Blair County Federal Credit Union
3001 6th Avenue
Altoona, Pennsylvania 16602
ATM Available
Members
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5,360 members
Membership type: Multiple common bond – primary transportation equipment
Average number of members

With 5,360 members, the Blair County Credit Union is considered to be a medium size credit union. It is larger than 58% of credit unions.

Fees
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$82
Average fee per member
The average fee per member at the Blair County Credit Union is $82, which is high compared to most credit unions. This rate is higher than 75% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Blair County Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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487:1
Credit union member to staff ratio
487 per each FTE employee
Compared to 411:1 nationally
Fewer staff
11 staff members
FTE (full-time equivalent)
0% of employees are part-time
11 full-time, 0 part-time

Blair County Credit Union has 11 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Blair County Credit Union has around 487 members per staff, a higher ratio compared to other credit unions.

Assets
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$54,522,375
Total assets
Average size
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
18.7%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$7,108
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 77% of credit unions.

Blair County Credit Union holds a total of $13,550,000 in loans and leases, which is about $7,108 per member on average.

Savings interest rate
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Blair County Credit Union pays 0.10%.

Loan rates
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9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
7.99%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
3.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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1.99%
New car loan rate
Compared to 4.0% nationally
2.99%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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2.99%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
2.99%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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