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Calcoe Credit Union

Overview
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Calcoe Credit Union is a federal credit union based in Yakima, Washington. It has been opened since 1937, for 83 years.

With around $32,500,000 in assets, Calcoe Credit Union is considered to be an average size credit union. It has 2 branches and 2 ATM locations.

About
Address 1209 North 16th Avenue
Yakima, Washington 98902
Website http://www.calcoefcu.com
Phone (509) 248-4308
Fax (509) 248-4299
CEO Leslie M. Johnson
President of the Board Kevin Jorgensen
Services Offered
Map
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Score Card
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83 years
Years in business
Opened in 1937
Well Capitalized
Net worth classification
Source: NCUA
4,471 members
Membership type: Multiple common bond – primary other manufacturing
Average number of members
331:1
Credit union member to staff ratio
331 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$32,503,127
Total assets
Average size
2 branches
Compared with an average of 4 nationally and 6 in Washington
Above average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
10.30%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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2 branches
Compared with an average of 4 nationally and 6 in Washington
Above average number of branches
Calcoe Credit Union Branch Locations

Calcoe Credit Union: Solarity Credit Union
110 North 5th Avenue
Yakima, Washington 98902
No ATM
Calcoe Federal Credit Union
1209 North 16th Avenue
Yakima, Washington 98902
ATM Available
Calcoe Federal Credit Union Moxee Branch
223 W. Moxee Avenue
Moxee, Washington 98936
ATM Available
Calcoe Credit Union: Cu*Northwest
1421 North Meadowwood Lane
Suite 130
Liberty Lake, Washington 99019
No ATM
Members
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4,471 members
Membership type: Multiple common bond – primary other manufacturing
Average number of members

With 4,471 members, the Calcoe Credit Union is considered to be a medium size credit union. It is larger than 55% of credit unions.

Fees
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$68
Average fee per member
The average fee per member at the Calcoe Credit Union is $68, which is high compared to most credit unions. This rate is higher than 65% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Calcoe Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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331:1
Credit union member to staff ratio
331 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
14 staff members
FTE (full-time equivalent)
7% of employees are part-time
13 full-time, 1 part-time

Calcoe Credit Union has 13 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 93% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Calcoe Credit Union has around 331 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets
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$32,503,127
Total assets
Average size
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.8%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$10,365
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 52% of credit unions.

Calcoe Credit Union holds a total of $27,470,000 in loans and leases, which is about $10,365 per member on average.

Savings interest rate
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Calcoe Credit Union pays 0.05%.

Loan rates
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10.30%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
6.83%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.34%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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4.18%
New car loan rate
Compared to 4.0% nationally
8.47%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.70%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.67%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally