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Capital Educators Credit Union Share
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Overview Share
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Capital Educators Credit Union is a federal credit union based in Meridian, Idaho. It has been opened since 1936, for 86 years.

With around $664,830,000 in assets, Capital Educators Credit Union is considered to be a very large credit union. It has 10 branches and 10 ATM locations.

About Share
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Address P.O. Box 570
Meridian, Idaho 83680
Website http://www.caped.com
Phone (208) 884-0150
Fax (208) 855-4666
CEO Todd Erickson
President of the Board Lawrence Neznanski
Services Offered
Score Card Share
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86 years
Years in business
Opened in 1936
Well Capitalized
Net worth classification
Source: NCUA
75,520 members
Membership type: Multiple common bond – primary educational
Above average number of members
355:1
Credit union member to staff ratio
355 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$664,832,769
Total assets
Above average
10 branches
Compared with an average of 4 nationally and 5 in Idaho
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
7.63%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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10 branches
Compared with an average of 4 nationally and 5 in Idaho
Above average number of branches
Capital Educators Credit Union Branch Locations

Capital Educators Credit Union: South Meridian
1650 S. Meridian Road
Meridian, Idaho 83642
ATM Available
Capital Educators Credit Union: Meridian Ops Center
111 S. Stratford Drive
Meridian, Idaho 83642
No ATM
Capital Educators Credit Union: Linder Member Convenience Center
4853 North Linder Road
Meridian, Idaho 83646
ATM Available
Capital Educators Credit Union: Eagle
80 E. Riverside Drive
Eagle, Idaho 83616
ATM Available
Capital Educators Credit Union: Meridian Branch
275 S. Stratford Drive
Meridian, Idaho 83642
No ATM
Capital Educators Credit Union: Kuna Branch
738 E. Avalon Street
Kuna, Idaho 83634
ATM Available
Capital Educators Credit Union: Nampa Branch
16275 North Marketplace Boulevard
Nampa, Idaho 83687
ATM Available
Capital Educators Credit Union: Parkcenter Branch
500 E. Highland Street
Boise, Idaho 83706
ATM Available
Capital Educators Credit Union: Mcmillan Branch
12195 W. Mcmillan Road
Boise, Idaho 83713
ATM Available
Capital Educators Credit Union: Twin Falls
123 Cheney Drive W.
Twin Falls, Idaho 83301
ATM Available
Capital Educators Credit Union: South Nampa
1023 12th Avenue Road
Nampa, Idaho 83686
ATM Available
Capital Educators Credit Union: Thunderbolt Branch
7450 W. Thunderbolt Drive
Boise, Idaho 83709
ATM Available
Members Share
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75,520 members
Membership type: Multiple common bond – primary educational
Above average number of members

With 75,520 members, the Capital Educators Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 94% of credit unions.

Fees Share
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$174
Average fee per member
The average fee per member at the Capital Educators Credit Union is $174, which is very high compared to most credit unions. This rate is higher than 98% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Capital Educators Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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355:1
Credit union member to staff ratio
355 per each FTE employee
Compared to 411:1 nationally
Average number of staff
213 staff members
FTE (full-time equivalent)
3% of employees are part-time
210 full-time, 6 part-time

Capital Educators Credit Union has 210 full-time staff members and 6 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 97% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Capital Educators Credit Union has around 355 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets Share
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$664,832,769
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
7.8%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$13,195
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 71% of credit unions.

Capital Educators Credit Union holds a total of $586,600,000 in loans and leases, which is about $13,195 per member on average.

Savings interest rate Share
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Capital Educators Credit Union pays 0.10%.

Loan rates Share
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7.63%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
9.76%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.78%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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5.12%
New car loan rate
Compared to 4.0% nationally
5.12%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.89%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
3.84%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to Capital Educators Credit Union

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Capital Educators Credit Union: South Nampa
Credit Union Branch: 1023 12th Avenue Road
Nampa, Idaho 83686 ATM Available
Capital Educators Credit Union: Eagle
Credit Union Branch: 80 E. Riverside Drive
Eagle, Idaho 83616 ATM Available
Capital Educators Credit Union: Mcmillan Branch
Credit Union Branch: 12195 W. Mcmillan Road
Boise, Idaho 83713 ATM Available
Capital Educators Credit Union: South Meridian
Credit Union Branch: 1650 S. Meridian Road
Meridian, Idaho 83642 ATM Available
Capital Educators Credit Union: Twin Falls
Credit Union Branch: 123 Cheney Drive W.
Twin Falls, Idaho 83301 ATM Available
Capital Educators Credit Union: Nampa Branch
Credit Union Branch: 16275 North Marketplace Boulevard
Nampa, Idaho 83687 ATM Available
Capital Educators Credit Union: Parkcenter Branch
Credit Union Branch: 500 E. Highland Street
Boise, Idaho 83706 ATM Available
Capital Educators Credit Union: Kuna Branch
Credit Union Branch: 738 E. Avalon Street
Kuna, Idaho 83634 ATM Available
Capital Educators Credit Union: Thunderbolt Branch
Credit Union Branch: 7450 W. Thunderbolt Drive
Boise, Idaho 83709 ATM Available
Capital Educators Credit Union: Meridian Branch
Credit Union Branch: 275 S. Stratford Drive
Meridian, Idaho 83642 No ATM