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Cbc Credit Union

Overview
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Cbc Credit Union is a federal credit union based in Oxnard, California. It has been opened since 1952, for 68 years.

With around $445,940,000 in assets, Cbc Credit Union is considered to be a very large credit union. It has 7 branches and 6 ATM locations.

About
Address Cbc Federal Credit Union, 2151 E. G.
Oxnard, California 93036
Website http://www.cbcfcu.org
Phone (805) 988-2151
Fax (805) 278-3825
CEO Patrick Miller
President of the Board Tony Steigelman
Services Offered
Map
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Score Card
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68 years
Years in business
Opened in 1952
Well Capitalized
Net worth classification
Source: NCUA
27,872 members
Membership type: Community credit union
Above average number of members
280:1
Credit union member to staff ratio
280 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$445,935,593
Total assets
Above average
7 branches
Compared with an average of 4 nationally and 5 in California
Above average number of branches
0.03%
Savings interest rate
Compared to 0.3% nationally
10.46%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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7 branches
Compared with an average of 4 nationally and 5 in California
Above average number of branches
Cbc Credit Union Branch Locations

Cbc Credit Union: Civic Arts Plaza Branch
2100 E. Thousand Oaks Boulevard Suite A.
Thousand Oaks, California 91362
No ATM
Cbc Federal Credit Union
2151 E. Gonzales Road
Oxnard, California 93036
ATM Available
Cbc Credit Union: Point Mugu
353 Mugu Road
Point Mugu Nawc, California 93042
ATM Available
Cbc Credit Union: Port Hueneme
140 23rd Avenue Suite 1336
Port Hueneme, California 93043
ATM Available
Cbc Credit Union: Ventura Branch
3636 Dean Drive
Ventura, California 93003
ATM Available
Cbc Credit Union: Thousand Oaks Branch -Oakbrook Plaza
1772 E. Avenida De Los Arboles Suite E.
Thousand Oaks, California 91362
ATM Available
Cbc Credit Union: Camarillo Branch
300 Arneill Road
Camarillo, California 93010
ATM Available
Members
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27,872 members
Membership type: Community credit union
Above average number of members

With 27,872 members, the Cbc Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 86% of credit unions.

Fees
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$127
Average fee per member
The average fee per member at the Cbc Credit Union is $127, which is very high compared to most credit unions. This rate is higher than 93% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Cbc Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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280:1
Credit union member to staff ratio
280 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
100 staff members
FTE (full-time equivalent)
3% of employees are part-time
98 full-time, 3 part-time

Cbc Credit Union has 98 full-time staff members and 3 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 97% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Cbc Credit Union has around 280 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets
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$445,935,593
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.2%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$17,171
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 86% of credit unions.

Cbc Credit Union holds a total of $314,760,000 in loans and leases, which is about $17,171 per member on average.

Savings interest rate
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0.03%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Cbc Credit Union pays 0.03%.

Loan rates
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10.46%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
9.99%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.19%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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5.19%
New car loan rate
Compared to 4.0% nationally
5.19%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.25%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
5.00%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
5.25%
Other real estate loan rates
Compared to 0.9% nationally
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