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Centris Credit Union

Overview
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Centris Credit Union is a federal credit union based in Omaha, Nebraska. It has been opened since 1934, for 86 years.

With around $714,890,000 in assets, Centris Credit Union is considered to be a very large credit union. It has 11 branches and 11 ATM locations.

About
Address 11825 Q. Street
Omaha, Nebraska 68137
Website http://www.centrisfcu.org
Phone (402) 334-7000
CEO Steve Swanstrom
President of the Board Joe Sacco
Services Offered
Map
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Score Card
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86 years
Years in business
Opened in 1934
Well Capitalized
Net worth classification
Source: NCUA
102,189 members
Membership type: Community credit union
Above average number of members
349:1
Credit union member to staff ratio
349 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$714,892,362
Total assets
Above average
11 branches
Compared with an average of 4 nationally and 2 in Nebraska
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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11 branches
Compared with an average of 4 nationally and 2 in Nebraska
Above average number of branches
Centris Credit Union Branch Locations

Centris Credit Union: Bellevue Branch
2207 Pratt Avenue
Bellevue, Nebraska 68123
ATM Available
Centris Credit Union: Council Bluffs Branch
2825 Avenue G.
Council Bluffs, Iowa 51501
ATM Available
Centris Credit Union: South Omaha Branch
3575 L. Street
Omaha, Nebraska 68107
ATM Available
Centris Credit Union: Headquarters
11825 Q. Street
Omaha, Nebraska 68137
No ATM
Centris Credit Union: North Omaha Branch
4804 Ames Avenue
Omaha, Nebraska 68104
ATM Available
Centris Credit Union: North Platte Branch
902 S. Jeffers Street
North Platte, Nebraska 69101
ATM Available
Centris Credit Union: Grand Island Branch
3406 State Street
Grand Island, Nebraska 68803
No ATM
Centris Credit Union: 168th Branch
2727 S. 168th Street
Omaha, Nebraska 68130
ATM Available
Centris Credit Union: Maple Location
15480 Spaulding Plz
Omaha, Nebraska 68116
ATM Available
Centris Credit Union: 117th Branch
11718 M. Circle
Omaha, Nebraska 68137
ATM Available
Centris Credit Union: Lavista Branch
8250 S. 99th Street
Lavista, Nebraska 68128
ATM Available
Centris Credit Union: East Council Bluffs Branch
518 E. Broadway
Council Bluffs, Iowa 51503
ATM Available
Centris Credit Union: Dodge Branch
343 North 114th Street
Omaha, Nebraska 68154
ATM Available
Members
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102,189 members
Membership type: Community credit union
Above average number of members

With 102,189 members, the Centris Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 96% of credit unions.

Fees
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$108
Average fee per member
The average fee per member at the Centris Credit Union is $108, which is very high compared to most credit unions. This rate is higher than 88% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Centris Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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349:1
Credit union member to staff ratio
349 per each FTE employee
Compared to 411:1 nationally
Average number of staff
292 staff members
FTE (full-time equivalent)
8% of employees are part-time
280 full-time, 25 part-time

Centris Credit Union has 280 full-time staff members and 25 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 92% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Centris Credit Union has around 349 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets
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$714,892,362
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.0%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$12,665
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 68% of credit unions.

Centris Credit Union holds a total of $640,810,000 in loans and leases, which is about $12,665 per member on average.

Savings interest rate
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Centris Credit Union pays 0.10%.

Loan rates
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9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
8.49%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.49%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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6.49%
New car loan rate
Compared to 4.0% nationally
7.49%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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4.99%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.74%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally