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Charleston County Teachers Credit Union
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Charleston County Teachers Credit Union Share
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Overview Share
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Charleston County Teachers Credit Union is a federal credit union based in Charleston, South Carolina. It has been opened since 1956, for 66 years.

With around $1,530,000 in assets, Charleston County Teachers Credit Union is considered to be a small credit union.

About Share
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Address P.O. Box 30746
Charleston, South Carolina 29417
Phone (843) 556-8698
Fax (843) 556-2660
CEO Alshaun J. Rouse
President of the Board Emanuel Williams
Services Offered
Score Card Share
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66 years
Years in business
Opened in 1956
Well Capitalized
Net worth classification
Source: NCUA
845 members
Membership type: Multiple common bond – primary educational
Below average number of members
422:1
Credit union member to staff ratio
422 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$1,528,978
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 4 in South Carolina
Average number of branches
0.20%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 4 in South Carolina
Average number of branches
Charleston County Teachers Credit Union Branch Locations
Members Share
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845 members
Membership type: Multiple common bond – primary educational
Below average number of members

With 845 members, the Charleston County Teachers Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 83% of credit unions.

Fees Share
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$20
Average fee per member
The average fee per member at the Charleston County Teachers Credit Union is $20, which is low compared to most credit unions. This rate is lower than 73% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Charleston County Teachers Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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422:1
Credit union member to staff ratio
422 per each FTE employee
Compared to 411:1 nationally
Fewer staff
2 staff members
FTE (full-time equivalent)
0% of employees are part-time
2 full-time, 0 part-time

Charleston County Teachers Credit Union has 2 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Charleston County Teachers Credit Union has around 422 members per staff, a higher ratio compared to other credit unions.

Assets Share
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$1,528,978
Total assets
Below average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
12.1%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$2,476
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 97% of credit unions.

Charleston County Teachers Credit Union holds a total of $1,020,000 in loans and leases, which is about $2,476 per member on average.

Savings interest rate Share
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0.20%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Charleston County Teachers Credit Union pays 0.20%.

Loan rates Share
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17.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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4.99%
New car loan rate
Compared to 4.0% nationally
11.99%
Used car loan rate
Compared to 5.2% nationally

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Cleveland-Bradley Cty Teacher Credit Union: Cleveland Bradley County Teachers Federal Credit Union
Credit Union Branch: 137 Ocoee Xing NW
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Walton County Teachers Federal Credit Union
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Charleston County Teachers Credit Union
Credit Union: Well Capitalized Charleston, South Carolina 845.0 $2 million Well Capitalized
Charleston County Teachers Credit Union: Charleston County Teachers' Federal Credit Union
Credit Union Branch: 4 Carriage Lane Suite 401
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Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Letcher County Teachers Credit Union: Letcher County Teachers' Credit Union, Inc
Credit Union Branch: 224 Parks Street
Whitesburg, Kentucky 41858 No ATM
Cleveland-Bradley Cty Teacher Credit Union: Cleveland/Bradley County Teachers Federal Credit Union
Credit Union Branch: 420 Central Avenue NW
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