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City & County Credit Union

Overview
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City & County Credit Union is a federally insured state credit union based in Saint Paul, Minnesota. It has been opened since 1928, for 92 years.

With around $548,800,000 in assets, City & County Credit Union is considered to be a very large credit union. It has 13 branches and 12 ATM locations.

About
Address 144 11th Street E.
Saint Paul, Minnesota 55101
Website http://www.cccu.com
Phone (651) 225-2700
Fax (651) 225-2770
CEO Patrick J. Pierce
President of the Board Lou Bruno
Services Offered
Map
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Score Card
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92 years
Years in business
Opened in 1928
Well Capitalized
Net worth classification
Source: NCUA
40,135 members
Membership type: State chartered natural person credit union
Above average number of members
412:1
Credit union member to staff ratio
412 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$548,804,427
Total assets
Above average
13 branches
Compared with an average of 4 nationally and 4 in Minnesota
Above average number of branches
0.15%
Savings interest rate
Compared to 0.3% nationally
9.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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13 branches
Compared with an average of 4 nationally and 4 in Minnesota
Above average number of branches
City & County Credit Union Branch Locations

City & County Credit Union: Minnetonka Admin
9999 Wayzata Boulevard
Minnetonka, Minnesota 55305
No ATM
City & County Credit Union: Main Office
144 11th Street E.
Saint Paul, Minnesota 55101
ATM Available
City & County Credit Union: Maplewood Office
1661 Cope Avenue E.
Maplewood, Minnesota 55109
ATM Available
City & County Credit Union: Eagan Office
1523 Central Parkway
Eagan, Minnesota 55121
ATM Available
City & County Credit Union: Lake Elmo Office
8500 Hudson Boulevard North
Lake Elmo, Minnesota 55042
ATM Available
City & County Credit Union: Shoreview Office
1001 Red Fox Road
Shoreview, Minnesota 55126
ATM Available
City & County Credit Union: Minnetonka
10653 Wayzata Boulevard
Minnetonka, Minnesota 55305
ATM Available
City & County Credit Union: Brooklyn Park
5941 94th Avenue North
Brooklyn Park, Minnesota 55443
ATM Available
City & County Credit Union: Cedar Rapids
4800 Edgewood Road SW
Cedar Rapids, Iowa 52404
ATM Available
City & County Credit Union: Champion Center/General Mills Dirve Up
1 General Mills Boulevard
Golden Valley, Minnesota 55426
ATM Available
City & County Credit Union: Jfb Technical Center
9000 Plymouth Avenue North
Golden Valley, Minnesota 55427
No ATM
City & County Credit Union: Murfreesboro
2532 General Mills Way
Murfreesboro, Tennessee 37127
ATM Available
City & County Credit Union: Hannibal
1 Red Devil Road
Hannibal, Missouri 63401
ATM Available
City & County Credit Union: Woodbury Office
4008 Radio Drive
Woodbury, Minnesota 55129
ATM Available
Members
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40,135 members
Membership type: State chartered natural person credit union
Above average number of members

With 40,135 members, the City & County Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 89% of credit unions.

Fees
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$55
Average fee per member
The average fee per member at the City & County Credit Union is $55, which is comparable to most credit unions. This rate is lower than 45% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the City & County Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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412:1
Credit union member to staff ratio
412 per each FTE employee
Compared to 411:1 nationally
Fewer staff
98 staff members
FTE (full-time equivalent)
5% of employees are part-time
95 full-time, 5 part-time

City & County Credit Union has 95 full-time staff members and 5 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 95% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. City & County Credit Union has around 412 members per staff, a higher ratio compared to other credit unions.

Assets
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$548,804,427
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.5%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$13,296
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 72% of credit unions.

City & County Credit Union holds a total of $310,970,000 in loans and leases, which is about $13,296 per member on average.

Savings interest rate
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0.15%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. City & County Credit Union pays 0.15%.

Loan rates
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9.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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3.50%
New car loan rate
Compared to 4.0% nationally
3.75%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.00%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.50%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally