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Clearpath Credit Union

Overview
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Clearpath Credit Union is a federal credit union based in Glendale, California. It has been opened since 1954, for 66 years.

With around $115,930,000 in assets, Clearpath Credit Union is considered to be a large credit union. It has 3 branches and 3 ATM locations.

About
Address 340 Arden Avenue
Glendale, California 91203
Website http://www.clearpathfcu.org
Phone (818) 937-5300
Fax (818) 937-5329
CEO Gerardo Guzman
President of the Board Russell Morgan
Services Offered
Map
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Score Card
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66 years
Years in business
Opened in 1954
Well Capitalized
Net worth classification
Source: NCUA
12,883 members
Membership type: Multiple common bond – primary finance, insurance, real estate, trade
Above average number of members
358:1
Credit union member to staff ratio
358 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$115,926,212
Total assets
Above average
3 branches
Compared with an average of 4 nationally and 5 in California
Above average number of branches
0.04%
Savings interest rate
Compared to 0.3% nationally
8.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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3 branches
Compared with an average of 4 nationally and 5 in California
Above average number of branches
Clearpath Credit Union Branch Locations

Clearpath Credit Union: Moreno Valley Branch
12625 Frederick Street
Moreno Valley, California 92553
ATM Available
Clearpath Credit Union: Main Branch
340 Arden Avenue
Glendale, California 91203
ATM Available
Clearpath Credit Union: Compton Branch
1200 W. Artesia Boulevard
Compton, California 90220
ATM Available
Members
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12,883 members
Membership type: Multiple common bond – primary finance, insurance, real estate, trade
Above average number of members

With 12,883 members, the Clearpath Credit Union is considered to be a large credit union. It is larger than 75% of credit unions.

Fees
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$95
Average fee per member
The average fee per member at the Clearpath Credit Union is $95, which is very high compared to most credit unions. This rate is higher than 83% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Clearpath Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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358:1
Credit union member to staff ratio
358 per each FTE employee
Compared to 411:1 nationally
Average number of staff
36 staff members
FTE (full-time equivalent)
0% of employees are part-time
36 full-time, 0 part-time

Clearpath Credit Union has 36 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Clearpath Credit Union has around 358 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets
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$115,926,212
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$12,281
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 66% of credit unions.

Clearpath Credit Union holds a total of $87,650,000 in loans and leases, which is about $12,281 per member on average.

Savings interest rate
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0.04%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Clearpath Credit Union pays 0.04%.

Loan rates
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8.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
15.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
3.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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1.99%
New car loan rate
Compared to 4.0% nationally
1.99%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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4.50%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.00%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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