Feedback
Share
Link
Link copied!
Asset Brief
Clinchfield Credit Union
Credit Union Finder
Table of Contents
Explore
Search
Asset Brief
More
About Asset Brief
Copyright © 2022 assetbrief.com and Spring Launch Media LLC. All Rights Reserved.

All content on this website ("the Site") is the property of Spring Launch Media LLC. The collection and assembly of content on this Site are the exclusive property of Spring Launch Media LLC and are protected by copyright and other intellectual property laws. Credit union and bank data is publicly sourced from the U.S. government. None are affiliated with Asset Brief. assetbrief.com is an independent, advertising-supported publisher. We work hard to keep our information accurate and up to date, but do not guarantee accuracy of information. You may see different information when you visit a specific product’s site. assetbrief.com does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed. assetbrief.com does not assume any responsibility for any aspect of financial decisions taken based on the contents provided on this Site. When considering offers, please review all Terms and Conditions with the offering institution. Our content is not intended to provide investment advice. assetbrief.com is compensated through display advertising and offers from our partners. Many or all of the products features may be from our partners, and advertising may impact on where, how, and the order in which products appear on this Site. AssetBrief does not include all companies or all available products. However, this does not influence our editorial content or our advice, which are based on industry knowledge and many many hours of research. assetbrief.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Clinchfield Credit Union Share
Link
Link copied!

Map Loading...
Overview Share
Link
Link copied!
Back to Top

Clinchfield Credit Union is a federal credit union based in Erwin, Tennessee. It has been opened since 1947, for 75 years.

With around $82,260,000 in assets, Clinchfield Credit Union is considered to be a large credit union. It has 1 branches and 1 ATM locations.

About Share
Link
Link copied!
Address P.O. Box 310
Erwin, Tennessee 37650
Website http://www.clinchfieldcu.com
Phone (423) 743-9192
Fax (423) 743-6156
CEO Sandy L. Lingerfelt
President of the Board Paul Monk
Services Offered
Score Card Share
Link
Link copied!
Back to Top
75 years
Years in business
Opened in 1947
Well Capitalized
Net worth classification
Source: NCUA
6,150 members
Membership type: Multiple common bond – primary transportation
Above average number of members
273:1
Credit union member to staff ratio
273 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$82,259,986
Total assets
Above average
1 branch
Compared with an average of 4 nationally and 3 in Tennessee
Average number of branches
0.21%
Savings interest rate
Compared to 0.3% nationally
11.28%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
Link
Link copied!
Back to Top
1 branch
Compared with an average of 4 nationally and 3 in Tennessee
Average number of branches
Clinchfield Credit Union Branch Locations

Clinchfield Credit Union: Main Branch
1038 North Main Avenue
Erwin, Tennessee 37650
ATM Available
Members Share
Link
Link copied!
Back to Top
6,150 members
Membership type: Multiple common bond – primary transportation
Above average number of members

With 6,150 members, the Clinchfield Credit Union is considered to be a large credit union. It is larger than 61% of credit unions.

Fees Share
Link
Link copied!
Back to Top
$55
Average fee per member
The average fee per member at the Clinchfield Credit Union is $55, which is comparable to most credit unions. This rate is lower than 44% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Clinchfield Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
Link
Link copied!
Back to Top
273:1
Credit union member to staff ratio
273 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
22 staff members
FTE (full-time equivalent)
12% of employees are part-time
21 full-time, 3 part-time

Clinchfield Credit Union has 21 full-time staff members and 3 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 88% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Clinchfield Credit Union has around 273 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets Share
Link
Link copied!
Back to Top
$82,259,986
Total assets
Above average
Net worth Share
Link
Link copied!
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
13.8%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
Link
Link copied!
Back to Top
$16,666
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 85% of credit unions.

Clinchfield Credit Union holds a total of $53,080,000 in loans and leases, which is about $16,666 per member on average.

Savings interest rate Share
Link
Link copied!
Back to Top
0.21%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Clinchfield Credit Union pays 0.21%.

Loan rates Share
Link
Link copied!
Back to Top
11.28%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.03%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.51%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
Link
Link copied!
Back to Top
4.48%
New car loan rate
Compared to 4.0% nationally
6.94%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
Link
Link copied!
Back to Top
5.45%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.36%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
7.85%
Other real estate loan rates
Compared to 0.9% nationally

Other Credit Unions

See all...
Fedtrust Credit Union
Credit Union: Well Capitalized Memphis, Tennessee 3781.0 $36 million Well Capitalized
Ornl Credit Union
Credit Union: Well Capitalized Oak Ridge, Tennessee 165696.0 $2 billion Well Capitalized
Kennedy Va Employees Credit Union
Credit Union: Well Capitalized Memphis, Tennessee 2741.0 $22 million Well Capitalized
Copper Basin Credit Union
Credit Union: Well Capitalized Copperhill, Tennessee 5096.0 $32 million Well Capitalized
Knoxville Firefighters Credit Union
Credit Union: Well Capitalized Knoxville, Tennessee 1607.0 $29 million Well Capitalized
Middle Tennessee Credit Union
Credit Union: Well Capitalized Cookeville, Tennessee 4959.0 $35 million Well Capitalized
Metropolitan Teachers Credit Union
Credit Union: Well Capitalized Nashville, Tennessee 1627.0 $2 million Well Capitalized
Wcg Employees Credit Union
Credit Union: Well Capitalized Martin, Tennessee 264.0 $965k Well Capitalized
Olivet Baptist Credit Union
Credit Union: Well Capitalized Cordova, Tennessee 1451.0 $513k Well Capitalized
First South Financial Credit Union
Credit Union: Well Capitalized Bartlett, Tennessee 64752.0 $568 million Well Capitalized

Additional Credit Unions

See all...
Northeast Community Credit Union
Credit Union: Well Capitalized Elizabethton, Tennessee 10951.0 $116 million Well Capitalized
Basf Chattanooga Credit Union
Credit Union: Well Capitalized Chattanooga, Tennessee 447.0 $3 million Well Capitalized
Your Best Credit Union
Credit Union: Well Capitalized Nashville, Tennessee 2063.0 $18 million Well Capitalized
Enbright Credit Union
Credit Union: Well Capitalized Nashville, Tennessee 7950.0 $65 million Well Capitalized
Healthnet Credit Union
Credit Union: Well Capitalized Cordova, Tennessee 6705.0 $50 million Well Capitalized
Maryville Municipal Credit Union
Credit Union: Well Capitalized Maryville, Tennessee 982.0 $16 million Well Capitalized
Kellogg Memphis Employees Credit Union
Credit Union: Well Capitalized Memphis, Tennessee 573.0 $4 million Well Capitalized
Greater Eastern Credit Union
Credit Union: Well Capitalized Johnson City, Tennessee 4400.0 $51 million Well Capitalized
Parthenon Credit Union
Credit Union: Well Capitalized Nashville, Tennessee 1455.0 $14 million Well Capitalized
Family Advantage Credit Union
Credit Union: Well Capitalized Spring Hill, Tennessee 7534.0 $64 million Well Capitalized

Additional Credit Unions

See all...
Tnconnect Credit Union
Credit Union: Well Capitalized Knoxville, Tennessee 6785.0 $54 million Well Capitalized
Knoxville Law Enforcement Credit Union
Credit Union: Well Capitalized Knoxville, Tennessee 1686.0 $26 million Well Capitalized
Chattanooga First Credit Union
Credit Union: Well Capitalized Chattanooga, Tennessee 2092.0 $21 million Well Capitalized
Purity Dairies Employees Credit Union
Credit Union: Well Capitalized Nashville, Tennessee 562.0 $4 million Well Capitalized
Orion Credit Union
Credit Union: Well Capitalized Memphis, Tennessee 76974.0 $808 million Well Capitalized
Bowater Employees Credit Union
Credit Union: Well Capitalized Calhoun, Tennessee 16781.0 $163 million Well Capitalized
Knox Company Employees Credit Union
Credit Union: Well Capitalized Knoxville, Tennessee 1506.0 $10 million Well Capitalized
Knoxville Tva Employees Credit Union
Credit Union: Well Capitalized Knoxville, Tennessee 195232.0 $2 billion Well Capitalized
Enrichment Credit Union
Credit Union: Well Capitalized Oak Ridge, Tennessee 44159.0 $497 million Well Capitalized
Alcoa Municipal Employees Credit Union
Credit Union: Well Capitalized Alcoa, Tennessee 1117.0 $4 million Well Capitalized

All of Asset Brief

See all...

Similar Credit Unions to Clinchfield Credit Union

See all...
Clinchfield Credit Union: Main Branch
Credit Union Branch: 1038 North Main Avenue
Erwin, Tennessee 37650 ATM Available
Clinchfield Credit Union
Credit Union: Well Capitalized Erwin, Tennessee 6150.0 $82 million Well Capitalized
Taylorville Community Credit Union: Tccu Litchfield ATM
Credit Union ATM: 801 W. Union Avenue
Litchfield, Illinois 62056
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Clinchfield Credit Union: Main Branch ATM
Credit Union ATM: 1038 North Main Avenue
Erwin, Tennessee 37650
Taylorville Community Credit Union: Tccu Litchfield
Credit Union Branch: 801 W. Union Avenue
Litchfield, Illinois 62056 ATM Available
First Credit Bank
Bank: West Hollywood, California 122237599.0
First Credit Union: Litchfield ATM
Credit Union ATM: 1310 North Litchfield Road
Goodyear, Arizona 85395
Credit First National Association
Bank: Brook Park, Ohio 41202980.0
First Credit Union: Litchfield
Credit Union Branch: 1310 North Litchfield Road
Goodyear, Arizona 85395 ATM Available