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Cobalt Credit Union Share
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Overview Share
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Cobalt Credit Union is a federally insured state credit union based in Council Bluffs, Iowa. It has been opened since 1946, for 76 years.

With around $1,003,100,000 in assets, Cobalt Credit Union is considered to be a very large credit union. It has 30 branches and 23 ATM locations.

About Share
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Address 1712 Madison Avenue
Council Bluffs, Iowa 51503
Website http://www.cobaltcu.com
Phone (800) 228-0392
CEO Gail Deboer
President of the Board James Rockwood
Services Offered
Score Card Share
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76 years
Years in business
Opened in 1946
Well Capitalized
Net worth classification
Source: NCUA
109,940 members
Membership type: State chartered natural person credit union
Above average number of members
442:1
Credit union member to staff ratio
442 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$1,003,102,189
Total assets
Above average
30 branches
Compared with an average of 4 nationally and 3 in Iowa
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
10.50%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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30 branches
Compared with an average of 4 nationally and 3 in Iowa
Above average number of branches
Cobalt Credit Union Branch Locations

Cobalt Credit Union: Lincoln Wal-Mart
2500 Jamie Lane
Inside Wal-Mart
Lincoln, Nebraska 68512
ATM Available
Cobalt Credit Union: Old Market Branch
310 S. 10 Street
Omaha, Nebraska 68102
ATM Available
Cobalt Credit Union: Headquarters
7148 Towne Center Parkway
Papillion, Nebraska 68046
ATM Available
Cobalt Credit Union: Np Dodge - 148th and Dodge
501 North 148th Street
Omaha, Nebraska 68154
No ATM
Cobalt Credit Union: Np Dodge - Papillion
4912 Shannon Drive
Papillion, Nebraska 68133
No ATM
Cobalt Credit Union: Denison Branch
1406 Broadway
Denison, Iowa 51442
No ATM
Cobalt Credit Union: Offutt Branch
102 Nelson Drive
Offutt Afb, Nebraska 68113
ATM Available
Cobalt Credit Union: Maple Branch
17020 Evans Plz
Omaha, Nebraska 68116
ATM Available
Cobalt Credit Union: Shadow Lake Hyvee Branch
11650 S. 73rd Street
Papillion, Nebraska 68046
ATM Available
Cobalt Credit Union: South Omaha Branch
4704 S. 24th Street
Omaha, Nebraska 68107
ATM Available
Cobalt Credit Union: Mid-Town Hyvee Branch
8809 W. Center Road
Omaha, Nebraska 68124
ATM Available
Cobalt Credit Union: Council Bluffs Super Saver Branch
1141 North Broadway
Council Bluffs, Iowa 51503
ATM Available
Cobalt Credit Union: Main Branch
11515 S. 39th Street
Bellevue, Nebraska 68123
ATM Available
Cobalt Credit Union: Bellevue Branch
2204 Longo Drive
Bellevue, Nebraska 68005
ATM Available
Cobalt Credit Union: Building 500 Branch
901 Sac Boulevard # 1B10
Offutt Afb, Nebraska 68113
ATM Available
Cobalt Credit Union: Np Dodge - Council Bluffs
1032 Woodbury Avenue
Council Bluffs, Iowa 51503
No ATM
Cobalt Credit Union: Millard Branch
15325 Weir Street
Omaha, Nebraska 68137
ATM Available
Cobalt Credit Union: Council Bluffs Branch
1712 Madison Avenue
Council Bluffs, Iowa 51503
ATM Available
Cobalt Credit Union: Plattsmouth Branch
219 S. 23rd Street
Plattsmouth, Nebraska 68048
ATM Available
Cobalt Credit Union: Papillion Branch
1216 North Washington Street
Papillion, Nebraska 68046
ATM Available
Cobalt Credit Union: Hy Vee Stony Brook
14591 Stoney Brook Boulevard
Omaha, Nebraska 68137
ATM Available
Cobalt Credit Union: Lake Manawa Walmart
3201 Manawa Centre Drive
Council Bluffs, Iowa 51501
ATM Available
Cobalt Credit Union: 31st Ames
3161 Ames Avenue
Omaha, Nebraska 68111
ATM Available
Cobalt Credit Union: Blair No Frills
238 S. 8th Street
Blair, Nebraska 68008
ATM Available
Cobalt Credit Union: 36th & Q. No Frills Branch
3548 Q. Street
Omaha, Nebraska 68107
ATM Available
Cobalt Credit Union: Peony Park Hy Vee
7910 Cass Street
Omaha, Nebraska 68114
ATM Available
Cobalt Credit Union: Ames Walmart
5018 Ames Avenue
Omaha, Nebraska 68104
ATM Available
Cobalt Credit Union: Base Exchange (Bx) Branch
106 Meyer Avenue
Building 166
Offutt Afb, Nebraska 68113
No ATM
Cobalt Credit Union: Np Dodge - Elkhorn
613 North 204th Avenue
Elkhorn, Nebraska 68022
No ATM
Cobalt Credit Union: Np Dodge - 35th and Dodge Street
3552 Dodge Street
Omaha, Nebraska 68131
No ATM
Cobalt Credit Union: Np Dodge - 108th and Dodge
601 North 108th Circle
Omaha, Nebraska 68154
No ATM
Members Share
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109,940 members
Membership type: State chartered natural person credit union
Above average number of members

With 109,940 members, the Cobalt Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 96% of credit unions.

Fees Share
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$98
Average fee per member
The average fee per member at the Cobalt Credit Union is $98, which is very high compared to most credit unions. This rate is higher than 84% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Cobalt Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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442:1
Credit union member to staff ratio
442 per each FTE employee
Compared to 411:1 nationally
Fewer staff
248 staff members
FTE (full-time equivalent)
10% of employees are part-time
235 full-time, 27 part-time

Cobalt Credit Union has 235 full-time staff members and 27 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 90% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Cobalt Credit Union has around 442 members per staff, a higher ratio compared to other credit unions.

Assets Share
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$1,003,102,189
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.8%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$15,708
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 82% of credit unions.

Cobalt Credit Union holds a total of $867,310,000 in loans and leases, which is about $15,708 per member on average.

Savings interest rate Share
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Cobalt Credit Union pays 0.10%.

Loan rates Share
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10.50%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
7.50%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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4.00%
New car loan rate
Compared to 4.0% nationally
5.00%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.00%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.00%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to Cobalt Credit Union

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Cobalt Credit Union: Np Dodge - Papillion
Credit Union Branch: 4912 Shannon Drive
Papillion, Nebraska 68133 No ATM
Cobalt Credit Union: Millard Branch
Credit Union Branch: 15325 Weir Street
Omaha, Nebraska 68137 ATM Available
Cobalt Credit Union: 31st Ames
Credit Union Branch: 3161 Ames Avenue
Omaha, Nebraska 68111 ATM Available
Cobalt Credit Union: Offutt Branch
Credit Union Branch: 102 Nelson Drive
Offutt Afb, Nebraska 68113 ATM Available
Cobalt Credit Union: Maple Branch
Credit Union Branch: 17020 Evans Plz
Omaha, Nebraska 68116 ATM Available
Cobalt Credit Union: Denison Branch
Credit Union Branch: 1406 Broadway
Denison, Iowa 51442 No ATM
Cobalt Credit Union: Headquarters
Credit Union Branch: 7148 Towne Center Parkway
Papillion, Nebraska 68046 ATM Available
Cobalt Credit Union: Ames Walmart
Credit Union Branch: 5018 Ames Avenue
Omaha, Nebraska 68104 ATM Available
Cobalt Credit Union: Bellevue Branch
Credit Union Branch: 2204 Longo Drive
Bellevue, Nebraska 68005 ATM Available
Cobalt Credit Union: Old Market Branch
Credit Union Branch: 310 S. 10 Street
Omaha, Nebraska 68102 ATM Available