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Coconino Credit Union

Overview
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Coconino Credit Union is a federal credit union based in Flagstaff, Arizona. It has been opened since 1955, for 65 years.

With around $81,830,000 in assets, Coconino Credit Union is considered to be a large credit union. It has 3 branches and 3 ATM locations.

About
Address 2800 S. Woodlands Village Boulevard
Flagstaff, Arizona 86001
Website http://www.coconinofcu.org
Phone (928) 913-8100
Fax (928) 913-8139
CEO Jennifer R. Harris
President of the Board John Winikka
Services Offered
Map
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Score Card
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65 years
Years in business
Opened in 1955
Well Capitalized
Net worth classification
Source: NCUA
9,203 members
Membership type: Community credit union
Above average number of members
438:1
Credit union member to staff ratio
438 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$81,829,991
Total assets
Above average
3 branches
Compared with an average of 4 nationally and 5 in Arizona
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
11.15%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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3 branches
Compared with an average of 4 nationally and 5 in Arizona
Above average number of branches
Coconino Credit Union Branch Locations

Coconino Credit Union: Page Branch
112 6th Avenue Suite 2
Page, Arizona 86040
ATM Available
Coconino Credit Union: East Flagstaff
2520 North 4th Street
Flagstaff, Arizona 86004
ATM Available
Coconino Credit Union: Woodlands
2800 S. Woodlands Village Boulevard
Flagstaff, Arizona 86001
ATM Available
Members
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9,203 members
Membership type: Community credit union
Above average number of members

With 9,203 members, the Coconino Credit Union is considered to be a large credit union. It is larger than 69% of credit unions.

Fees
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$93
Average fee per member
The average fee per member at the Coconino Credit Union is $93, which is very high compared to most credit unions. This rate is higher than 82% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Coconino Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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438:1
Credit union member to staff ratio
438 per each FTE employee
Compared to 411:1 nationally
Fewer staff
21 staff members
FTE (full-time equivalent)
0% of employees are part-time
21 full-time, 0 part-time

Coconino Credit Union has 21 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Coconino Credit Union has around 438 members per staff, a higher ratio compared to other credit unions.

Assets
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$81,829,991
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.3%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$11,012
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 58% of credit unions.

Coconino Credit Union holds a total of $53,990,000 in loans and leases, which is about $11,012 per member on average.

Savings interest rate
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Coconino Credit Union pays 0.10%.

Loan rates
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11.15%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
14.34%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
10.48%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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8.53%
New car loan rate
Compared to 4.0% nationally
10.53%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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7.08%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
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