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Collegedale Credit Union Share
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Overview Share
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Collegedale Credit Union is a federally insured state credit union based in Collegedale, Tennessee. It has been opened since 1952, for 70 years.

With around $45,660,000 in assets, Collegedale Credit Union is considered to be an average size credit union. It has 1 branches and 1 ATM locations.

About Share
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Address Po Box 2098
Collegedale, Tennessee 37315
Website http://www.collegedale.org
Phone (423) 396-2101
Fax (423) 396-2702
CEO Errol Eder
President of the Board David Ruhling
Services Offered
Score Card Share
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70 years
Years in business
Opened in 1952
Well Capitalized
Net worth classification
Source: NCUA
5,293 members
Membership type: State chartered natural person credit union
Average number of members
311:1
Credit union member to staff ratio
311 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$45,657,970
Total assets
Average size
1 branch
Compared with an average of 4 nationally and 3 in Tennessee
Average number of branches
0.04%
Savings interest rate
Compared to 0.3% nationally
15.95%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 3 in Tennessee
Average number of branches
Collegedale Credit Union Branch Locations

Collegedale Credit Union: Corporate Office
5046 University Drive
Collegedale, Tennessee 37315
ATM Available
Members Share
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5,293 members
Membership type: State chartered natural person credit union
Average number of members

With 5,293 members, the Collegedale Credit Union is considered to be a medium size credit union. It is larger than 58% of credit unions.

Fees Share
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$62
Average fee per member
The average fee per member at the Collegedale Credit Union is $62, which is high compared to most credit unions. This rate is higher than 61% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Collegedale Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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311:1
Credit union member to staff ratio
311 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
17 staff members
FTE (full-time equivalent)
21% of employees are part-time
15 full-time, 4 part-time

Collegedale Credit Union has 15 full-time staff members and 4 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 79% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Collegedale Credit Union has around 311 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets Share
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$45,657,970
Total assets
Average size
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.4%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$20,160
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 92% of credit unions.

Collegedale Credit Union holds a total of $20,080,000 in loans and leases, which is about $20,160 per member on average.

Savings interest rate Share
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0.04%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Collegedale Credit Union pays 0.04%.

Loan rates Share
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15.95%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
13.25%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
3.04%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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4.00%
New car loan rate
Compared to 4.0% nationally
11.00%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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7.00%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
5.00%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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