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Community First Credit Union

Overview
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Community First Credit Union is a federally insured state credit union based in Appleton, Wisconsin. It has been opened since 1975, for 45 years.

With around $3,116,900,000 in assets, Community First Credit Union is considered to be a very large credit union. It has 29 branches and 20 ATM locations.

About
Address Po Box 1487
Appleton, Wisconsin 54912
Website http://WWW.COMMUNITYFIRSTCU.ORG
Phone (920) 830-7200
Fax (920) 830-7321
CEO Catherine J. Tierney
President of the Board Daniel Ferris
Services Offered
Map
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Score Card
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45 years
Years in business
Opened in 1975
Well Capitalized
Net worth classification
Source: NCUA
136,340 members
Membership type: State chartered natural person credit union
Above average number of members
289:1
Credit union member to staff ratio
289 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$3,116,903,807
Total assets
Above average
29 branches
Compared with an average of 4 nationally and 5 in Wisconsin
Above average number of branches
0.30%
Savings interest rate
Compared to 0.3% nationally
8.45%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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29 branches
Compared with an average of 4 nationally and 5 in Wisconsin
Above average number of branches
Community First Credit Union Branch Locations

Community First Credit Union - Manitowoc
1130 S. 30th Street
Manitowoc, Wisconsin 54220
ATM Available
Community First Credit Union - Wolf River
603 W. Wolf River Avenue
New London, Wisconsin 54961
No ATM
Community First Credit Union - Fvtc
1825 North Bluemound Drive
Appleton, Wisconsin 54914
ATM Available
Community First Credit Union - West Depere
1700 Lawrence Drive
DE Pere, Wisconsin 54115
ATM Available
Community First Credit Union - Oneida
2626 S. Oneida Street
Appleton, Wisconsin 54915
ATM Available
Community First Credit Union - Mason
1235 W. Spencer Street
Appleton, Wisconsin 54914
No ATM
Community First Credit Union - Oshkosh
2424 Westowne Avenue
Oshkosh, Wisconsin 54904
ATM Available
Community First Credit Union - Waupaca
1006 Royalton Street
Waupaca, Wisconsin 54981
ATM Available
Community First Credit Union - Richmond
509 North Richmond Street
Appleton, Wisconsin 54911
ATM Available
Community First Credit Union - Forest
125 E. Forest Avenue
Neenah, Wisconsin 54956
ATM Available
Community First Credit Union - Ballard
2701 North Ballard Road
Appleton, Wisconsin 54911
ATM Available
Community First Credit Union - Darboy
W6089 County Road Kk
Appleton, Wisconsin 54915
ATM Available
Community First Credit Union - Industrial
2300 Industrial Drive
Neenah, Wisconsin 54956
ATM Available
Community First Credit Union - Nicolet
455 S. Nicolet Road
Appleton, Wisconsin 54914
ATM Available
Community First Credit Union - Kimberly
600 W. Kimberly Avenue
Kimberly, Wisconsin 54136
ATM Available
Community First Credit Union - Bellevue
3282 Eaton Road
Bellevue, Wisconsin 54311
ATM Available
Community First Credit Union - Touchmark
2601 Touchmark Drive
Appleton, Wisconsin 54914
No ATM
Community First Credit Union - Howard
2949 Riverview Drive
Green Bay, Wisconsin 54313
ATM Available
Community First Credit Union - King
N2665 County Road Qq
Waupaca, Wisconsin 54981
No ATM
Community First Credit Union - Two Rivers
1819 Washington Street
Two Rivers, Wisconsin 54241
No ATM
Community First Credit Union - Greenville Branch
N1230 County Road Cb
Greenville, Wisconsin 54942
ATM Available
Community First Credit Union - Winneconne Avenue
1193 W. Winneconne Avenue
Neenah, Wisconsin 54956
ATM Available
Community First Credit Union - South Park
1492 W. South Park Avenue
Oshkosh, Wisconsin 54902
No ATM
Community First Credit Union - Nichols Branch
W5644 County Highway F.
Nichols, Wisconsin 54152
ATM Available
Community First Credit Union - One Menasha
201 Main Street
Menasha, Wisconsin 54952
ATM Available
Community First Credit Union - Street E's Hospital
1506 S. Oneida Street
Appleton, Wisconsin 54915
No ATM
Community First Credit Union - Heritage
2600 S. Heritage Woods Drive
Appleton, Wisconsin 54915
No ATM
Members
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136,340 members
Membership type: State chartered natural person credit union
Above average number of members

With 136,340 members, the Community First Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 97% of credit unions.

Fees
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$69
Average fee per member
The average fee per member at the Community First Credit Union is $69, which is high compared to most credit unions. This rate is higher than 66% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Community First Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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289:1
Credit union member to staff ratio
289 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
471 staff members
FTE (full-time equivalent)
17% of employees are part-time
427 full-time, 88 part-time

Community First Credit Union has 427 full-time staff members and 88 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 83% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Community First Credit Union has around 289 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets
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$3,116,903,807
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
13.3%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$29,462
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 97% of credit unions.

Community First Credit Union holds a total of $2,502,780,000 in loans and leases, which is about $29,462 per member on average.

Savings interest rate
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0.30%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Community First Credit Union pays 0.30%.

Loan rates
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8.45%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
9.74%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
3.74%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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3.99%
New car loan rate
Compared to 4.0% nationally
3.74%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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4.70%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.88%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
6.50%
Other real estate loan rates
Compared to 0.9% nationally