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Community Trust Credit Union Share
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Overview Share
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Community Trust Credit Union is a federally insured state credit union based in Gurnee, Illinois. It has been opened since 1933, for 89 years.

With around $219,180,000 in assets, Community Trust Credit Union is considered to be a very large credit union. It has 3 branches and 3 ATM locations.

About Share
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Address 1313 North Skokie Highway
Gurnee, Illinois 60031
Website http://www.ctcu.org
Phone (847) 662-2050
Fax (847) 623-0647
CEO Mike Mallow
President of the Board Elmer Reed
Services Offered
Score Card Share
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89 years
Years in business
Opened in 1933
Well Capitalized
Net worth classification
Source: NCUA
14,397 members
Membership type: State chartered natural person credit union
Above average number of members
303:1
Credit union member to staff ratio
303 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$219,182,185
Total assets
Above average
3 branches
Compared with an average of 4 nationally and 2 in Illinois
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
6.61%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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3 branches
Compared with an average of 4 nationally and 2 in Illinois
Above average number of branches
Community Trust Credit Union Branch Locations

Community Trust Credit Union: Ctcu Gurnee Branch
1313 North Skokie Highway
Gurnee, Illinois 60031
ATM Available
Community Trust Credit Union: Ctcu Grayslake Branch
1263 North Il Route 83
Grayslake, Illinois 60030
ATM Available
Community Trust Credit Union: Ctcu Lake Villa Branch
1380 North Deep Lake Road
Lake Villa, Illinois 60046
ATM Available
Members Share
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14,397 members
Membership type: State chartered natural person credit union
Above average number of members

With 14,397 members, the Community Trust Credit Union is considered to be a large credit union. It is larger than 77% of credit unions.

Fees Share
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$137
Average fee per member
The average fee per member at the Community Trust Credit Union is $137, which is very high compared to most credit unions. This rate is higher than 94% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Community Trust Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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303:1
Credit union member to staff ratio
303 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
48 staff members
FTE (full-time equivalent)
14% of employees are part-time
44 full-time, 7 part-time

Community Trust Credit Union has 44 full-time staff members and 7 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 86% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Community Trust Credit Union has around 303 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets Share
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$219,182,185
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.4%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$16,356
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 84% of credit unions.

Community Trust Credit Union holds a total of $125,550,000 in loans and leases, which is about $16,356 per member on average.

Savings interest rate Share
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Community Trust Credit Union pays 0.10%.

Loan rates Share
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6.61%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
12.79%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.36%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.09%
New car loan rate
Compared to 4.0% nationally
3.46%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.98%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.01%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Community Trust Credit Union: Ctcu Gurnee Branch
Credit Union Branch: 1313 North Skokie Highway
Gurnee, Illinois 60031 ATM Available
I. Trust Credit Union: Itrust Federal Credit Union
Credit Union Branch: 5333 Getwell Road
Memphis, Tennessee 38118 ATM Available
Community Trust Credit Union: Ctcu Grayslake Branch
Credit Union Branch: 1263 North Il Route 83
Grayslake, Illinois 60030 ATM Available
Community Trust Credit Union: Ctcu Grayslake Branch ATM
Credit Union ATM: 1263 North Il Route 83
Grayslake, Illinois 60030
Community Trust Credit Union: Ctcu Gurnee Branch ATM
Credit Union ATM: 1313 North Skokie Highway
Gurnee, Illinois 60031
I. Trust Credit Union: Itrust Federal Credit Union
Credit Union Branch: 3617 Winchester Road
Memphis, Tennessee 38118 ATM Available
Community Trust Credit Union: Ctcu Lake Villa Branch ATM
Credit Union ATM: 1380 North Deep Lake Road
Lake Villa, Illinois 60046
Community Trust Credit Union: Ctcu Lake Villa Branch
Credit Union Branch: 1380 North Deep Lake Road
Lake Villa, Illinois 60046 ATM Available
Community Trust Credit Union
Credit Union: Well Capitalized Gurnee, Illinois 14397.0 $219 million Well Capitalized