Home
Contents
Explore
Search

Consolidated Credit Union

Overview
Back to Top

Consolidated Credit Union is a federal credit union based in Portland, Oregon. It has been opened since 1954, for 66 years.

With around $234,470,000 in assets, Consolidated Credit Union is considered to be a very large credit union. It has 3 branches and 3 ATM locations.

About
Address 1033 NE 6th Avenue
Portland, Oregon 97232
Website http://www.consolidatedfcu.com
Phone (503) 232-8070
Fax (503) 963-6698
CEO Larry Ellifritz
President of the Board Dan Croft
Services Offered
Map
Back to Top
Score Card
Back to Top
66 years
Years in business
Opened in 1954
Well Capitalized
Net worth classification
Source: NCUA
14,957 members
Membership type: Community credit union
Above average number of members
296:1
Credit union member to staff ratio
296 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$234,474,758
Total assets
Above average
3 branches
Compared with an average of 4 nationally and 5 in Oregon
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
10.15%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
Back to Top
3 branches
Compared with an average of 4 nationally and 5 in Oregon
Above average number of branches
Consolidated Credit Union Branch Locations

Consolidated Credit Union: Admin
1033 NE 6th Avenue
Portland, Oregon 97232
ATM Available
Consolidated Credit Union: Northwest
1535 NW 21st Avenue
Portland, Oregon 97209
ATM Available
Members
Back to Top
14,957 members
Membership type: Community credit union
Above average number of members

With 14,957 members, the Consolidated Credit Union is considered to be a large credit union. It is larger than 77% of credit unions.

Fees
Back to Top
$250
Average fee per member
The average fee per member at the Consolidated Credit Union is $250, which is very high compared to most credit unions. This rate is higher than 100% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Consolidated Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
Back to Top
296:1
Credit union member to staff ratio
296 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
50 staff members
FTE (full-time equivalent)
9% of employees are part-time
48 full-time, 5 part-time

Consolidated Credit Union has 48 full-time staff members and 5 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 91% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Consolidated Credit Union has around 296 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets
Back to Top
$234,474,758
Total assets
Above average
Net worth
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
14.4%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
Back to Top
$20,511
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 92% of credit unions.

Consolidated Credit Union holds a total of $181,570,000 in loans and leases, which is about $20,511 per member on average.

Savings interest rate
Back to Top
0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Consolidated Credit Union pays 0.10%.

Loan rates
Back to Top
10.15%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.95%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.99%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
Back to Top
4.09%
New car loan rate
Compared to 4.0% nationally
4.19%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
Back to Top
6.00%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.50%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
Portland Local No 8 Credit Union
Location
Portland, Oregon
Members
2221
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
9.99%
Read More
Teamsters Council #37 Credit Union
Location
Portland, Oregon
Members
7,824
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
13.99%
Read More
Oregon Community Credit Union
Location
Eugene, Oregon
Members
157,876
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
5.00%
Read More
Ironworkers Usa Credit Union
Location
Portland, Oregon
Members
6,160
Assets
Net Worth Classification
Well Capitalized
Average Fee
Read More
Old West Credit Union
Location
John Day, Oregon
Members
12,446
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
14.90%
Read More
Ibew & United Workers Credit Union
Location
Portland, Oregon
Members
14,496
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
12.90%
Read More