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Coosa Pines Credit Union Share
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Overview Share
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Coosa Pines Credit Union is a federal credit union based in Childersburg, Alabama. It has been opened since 1950, for 72 years.

With around $239,700,000 in assets, Coosa Pines Credit Union is considered to be a very large credit union. It has 5 branches and 5 ATM locations.

About Share
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Address 33710 US Highway 280
Childersburg, Alabama 35044
Website http://www.coosapinesfcu.org
Phone (256) 378-5559
Fax (256) 378-3881
CEO Don Carden
President of the Board Claude Welch
Services Offered
Score Card Share
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72 years
Years in business
Opened in 1950
Well Capitalized
Net worth classification
Source: NCUA
22,681 members
Membership type: Community credit union
Above average number of members
412:1
Credit union member to staff ratio
412 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$239,703,852
Total assets
Above average
5 branches
Compared with an average of 4 nationally and 4 in Alabama
Above average number of branches
0.20%
Savings interest rate
Compared to 0.3% nationally
11.17%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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5 branches
Compared with an average of 4 nationally and 4 in Alabama
Above average number of branches
Coosa Pines Credit Union Branch Locations

Coosa Pines Federal Credit Union
42828 Highway 25
Vincent, Alabama 35178
ATM Available
Coosa Pines Federal Credit Union
2708 Stemley Bridge Road
Pell City, Alabama 35128
ATM Available
Coosa Pines Federal Credit Union
9571 Old Highway 280
Chelsea, Alabama 35043
ATM Available
Coosa Pines Federal Credit Union
255 James Payton Boulevard
Sylacauga, Alabama 35150
ATM Available
Coosa Pines Federal Credit Union
33710 US Highway 280
Childersburg, Alabama 35044
ATM Available
Members Share
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22,681 members
Membership type: Community credit union
Above average number of members

With 22,681 members, the Coosa Pines Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 83% of credit unions.

Fees Share
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$126
Average fee per member
The average fee per member at the Coosa Pines Credit Union is $126, which is very high compared to most credit unions. This rate is higher than 92% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Coosa Pines Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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412:1
Credit union member to staff ratio
412 per each FTE employee
Compared to 411:1 nationally
Fewer staff
55 staff members
FTE (full-time equivalent)
4% of employees are part-time
54 full-time, 2 part-time

Coosa Pines Credit Union has 54 full-time staff members and 2 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 96% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Coosa Pines Credit Union has around 412 members per staff, a higher ratio compared to other credit unions.

Assets Share
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$239,703,852
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
14.5%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$12,236
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 66% of credit unions.

Coosa Pines Credit Union holds a total of $144,270,000 in loans and leases, which is about $12,236 per member on average.

Savings interest rate Share
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0.20%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Coosa Pines Credit Union pays 0.20%.

Loan rates Share
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11.17%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.41%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.80%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.42%
New car loan rate
Compared to 4.0% nationally
6.51%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.86%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
3.94%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
4.95%
Other real estate loan rates
Compared to 0.9% nationally

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Coosa Pines Federal Credit Union
Credit Union Branch: 2708 Stemley Bridge Road
Pell City, Alabama 35128 ATM Available
Coosa Pines Federal Credit Union
Credit Union Branch: 255 James Payton Boulevard
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Coosa Pines Federal Credit Union ATM
Credit Union ATM: 9571 Old Highway 280
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Penn East Credit Union: Factoryville Branch ATM
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Coosa Pines Federal Credit Union
Credit Union Branch: 33710 US Highway 280
Childersburg, Alabama 35044 ATM Available
Coosa Pines Federal Credit Union
Credit Union Branch: 42828 Highway 25
Vincent, Alabama 35178 ATM Available
Coosa Pines Federal Credit Union ATM
Credit Union ATM: 33710 US Highway 280
Childersburg, Alabama 35044
Coosa Pines Federal Credit Union ATM
Credit Union ATM: 2708 Stemley Bridge Road
Pell City, Alabama 35128
Coosa Pines Federal Credit Union
Credit Union Branch: 9571 Old Highway 280
Chelsea, Alabama 35043 ATM Available
Coosa Pines Federal Credit Union ATM
Credit Union ATM: 255 James Payton Boulevard
Sylacauga, Alabama 35150