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Coulee Dam Credit Union

Overview
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Coulee Dam Credit Union is a federal credit union based in Coulee Dam, Washington. It has been opened since 1941, for 79 years.

With around $140,840,000 in assets, Coulee Dam Credit Union is considered to be a large credit union. It has 7 branches and 6 ATM locations.

About
Address P.O. Box 216
Coulee Dam, Washington 99116
Website http://www.cdfcu.com
Phone (509) 633-0830
Fax (509) 633-8011
CEO Colleen Manley
President of the Board Kerry Higgins
Services Offered
Map
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Score Card
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79 years
Years in business
Opened in 1941
Well Capitalized
Net worth classification
Source: NCUA
14,627 members
Membership type: Community credit union
Above average number of members
284:1
Credit union member to staff ratio
284 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$140,835,293
Total assets
Above average
7 branches
Compared with an average of 4 nationally and 6 in Washington
Above average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
12.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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7 branches
Compared with an average of 4 nationally and 6 in Washington
Above average number of branches
Coulee Dam Credit Union Branch Locations

Coulee Dam Credit Union: Brewster Branch
106 State Avenue # 97
Brewster, Washington 98812
ATM Available
Coulee Dam Credit Union: Bridgeport Branch
1130 Columbia Avenue
Bridgeport, Washington 98813
ATM Available
Coulee Dam Credit Union: Republic Branch
84 Delaware Avenue E.
Republic, Washington 99166
ATM Available
Coulee Dam Credit Union: Almira Branch
20 North 3rd Street
Almira, Washington 99103
ATM Available
Coulee Dam Credit Union: Omak Branch
323 S. Main Street
Omak, Washington 98841
ATM Available
Coulee Dam Federal Credit Union
402 North Columbia Avenue
Coulee Dam, Washington 99116
No ATM
Coulee Dam Credit Union: Creston Branch
290 Watson Street NW
Creston, Washington 99117
ATM Available
Members
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14,627 members
Membership type: Community credit union
Above average number of members

With 14,627 members, the Coulee Dam Credit Union is considered to be a large credit union. It is larger than 77% of credit unions.

Fees
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$78
Average fee per member
The average fee per member at the Coulee Dam Credit Union is $78, which is high compared to most credit unions. This rate is higher than 72% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Coulee Dam Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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284:1
Credit union member to staff ratio
284 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
52 staff members
FTE (full-time equivalent)
2% of employees are part-time
51 full-time, 1 part-time

Coulee Dam Credit Union has 51 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 98% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Coulee Dam Credit Union has around 284 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets
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$140,835,293
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$8,303
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 67% of credit unions.

Coulee Dam Credit Union holds a total of $91,840,000 in loans and leases, which is about $8,303 per member on average.

Savings interest rate
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Coulee Dam Credit Union pays 0.05%.

Loan rates
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12.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.36%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.61%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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3.28%
New car loan rate
Compared to 4.0% nationally
4.54%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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7.50%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
6.46%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
6.49%
Other real estate loan rates
Compared to 0.9% nationally