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Credit Union of America

Overview
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Credit Union of America is a federally insured state credit union based in Wichita, Kansas. It has been opened since 1935, for 85 years.

With around $890,900,000 in assets, Credit Union of America is considered to be a very large credit union. It has 14 branches and 13 ATM locations.

About
Address Po Box 47528
Wichita, Kansas 67201
Website http://www.cuofamerica.com
Phone (316) 265-3272
CEO Frank Shoffner
President of the Board David Blakemore
Services Offered
Map
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Score Card
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85 years
Years in business
Opened in 1935
Well Capitalized
Net worth classification
Source: NCUA
74,786 members
Membership type: State chartered natural person credit union
Above average number of members
335:1
Credit union member to staff ratio
335 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$890,895,281
Total assets
Above average
14 branches
Compared with an average of 4 nationally and 2 in Kansas
Above average number of branches
0.25%
Savings interest rate
Compared to 0.3% nationally
13.65%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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14 branches
Compared with an average of 4 nationally and 2 in Kansas
Above average number of branches
Credit Union of America Branch Locations

Credit Union of America: Salina
1919 S. Ohio Court
Salina, Kansas 67401
No ATM
Credit Union of America: Hutchinson
2616 North Main Street
Hutchinson, Kansas 67502
ATM Available
Credit Union of America: Pratt
120 W. 2nd Street
Pratt, Kansas 67124
ATM Available
Credit Union of America: Goddard
19991 W. Kellogg Drive
Goddard, Kansas 67052
ATM Available
Credit Union of America: Maize
1401 North Maize Road
Wichita, Kansas 67212
ATM Available
Credit Union of America: West 21st
11810 W. 21st Street North
Wichita, Kansas 67205
ATM Available
Credit Union of America: Westdale
650 S. Westdale Drive
Wichita, Kansas 67209
No ATM
Credit Union of America: East
3605 North Rock Road Suite 101
Wichita, Kansas 67226
ATM Available
Credit Union of America: West Douglas
711 W. Douglas Avenue
Wichita, Kansas 67213
ATM Available
Credit Union of America: Ridge Road
212 S. Ridge Road
Wichita, Kansas 67209
ATM Available
Credit Union of America: South Broadway
5055 S. Broadway Avenue
Wichita, Kansas 67216
ATM Available
Credit Union of America: Woodlawn
501 North Woodlawn Street
Wichita, Kansas 67208
ATM Available
Credit Union of America: Great Bend
4708 10th Street
Great Bend, Kansas 67530
ATM Available
Credit Union of America: Derby
1100 North Rock Road
Derby, Kansas 67037
ATM Available
Credit Union of America: Harry Street
10222 E. Harry Street
Wichita, Kansas 67207
ATM Available
Members
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74,786 members
Membership type: State chartered natural person credit union
Above average number of members

With 74,786 members, the Credit Union of America is considered to be a very large credit union. It is among the largest of credit unions and is larger than 94% of credit unions.

Fees
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$93
Average fee per member
The average fee per member at the Credit Union of America is $93, which is very high compared to most credit unions. This rate is higher than 82% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Credit Union of America. Some credit unions tend to charge more fees, while others charge less.

Staff
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335:1
Credit union member to staff ratio
335 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
224 staff members
FTE (full-time equivalent)
18% of employees are part-time
202 full-time, 43 part-time

Credit Union of America has 202 full-time staff members and 43 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 82% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Credit Union of America has around 335 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets
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$890,895,281
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
13.0%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$10,537
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 54% of credit unions.

Credit Union of America holds a total of $761,470,000 in loans and leases, which is about $10,537 per member on average.

Savings interest rate
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0.25%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Credit Union of America pays 0.25%.

Loan rates
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13.65%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
12.50%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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4.25%
New car loan rate
Compared to 4.0% nationally
4.25%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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4.00%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.00%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
3.75%
Other real estate loan rates
Compared to 0.9% nationally