Ctecu is a non-federally insured state credit union based in Houston, Texas. It has been opened since 1952, for 70 years.
With around $28,220,000 in assets, Ctecu is considered to be an average size credit union.
|Address|| P.O. Box 42021 |
Houston, Texas 77242
|CEO||Jackie H. Kapalski|
|President of the Board||Michael Beard|
|Services Offered|| |
With 1,666 members, the Ctecu is considered to be a small credit union. It is smaller than 70% of credit unions.
Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.
The average fee per member gives you a general sense of how much you might pay in fees as a member of the Ctecu. Some credit unions tend to charge more fees, while others charge less.
Ctecu has 5 full-time staff members and 0 part-time staff members.
The number of members relative to staff members is an indication of how well staffed the credit union is. Ctecu has around 333 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.
A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength
The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.
Ctecu holds a total of $8,740,000 in loans and leases, which is about $3,682 per member on average.
A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.
A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Ctecu pays 0.10%.