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Delta Credit Union Share
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Overview Share
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Delta Credit Union is a federal credit union based in Greenville, Mississippi. It has been opened since 1957, for 65 years.

With around $5,750,000 in assets, Delta Credit Union is considered to be a small credit union.

About Share
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Address Po Box 755
Greenville, Mississippi 38702
Website http://deltacu.virtual.cu.net
Phone (662) 332-7184
Fax (662) 332-1624
CEO Barbara D. Rodgers
President of the Board Robert Burford
Services Offered
Score Card Share
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65 years
Years in business
Opened in 1957
Well Capitalized
Net worth classification
Source: NCUA
1,366 members
Membership type: Multiple common bond – primary educational
Below average number of members
455:1
Credit union member to staff ratio
455 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$5,745,684
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 2 in Mississippi
Average number of branches
0.15%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 2 in Mississippi
Average number of branches
Delta Credit Union Branch Locations

Delta Credit Union
2339 Highway 1 S.
Greenville, Mississippi 38701
No ATM
Members Share
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1,366 members
Membership type: Multiple common bond – primary educational
Below average number of members

With 1,366 members, the Delta Credit Union is considered to be a small credit union. It is smaller than 74% of credit unions.

Fees Share
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$68
Average fee per member
The average fee per member at the Delta Credit Union is $68, which is high compared to most credit unions. This rate is higher than 65% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Delta Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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455:1
Credit union member to staff ratio
455 per each FTE employee
Compared to 411:1 nationally
Fewer staff
3 staff members
FTE (full-time equivalent)
0% of employees are part-time
3 full-time, 0 part-time

Delta Credit Union has 3 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Delta Credit Union has around 455 members per staff, a higher ratio compared to other credit unions.

Assets Share
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$5,745,684
Total assets
Below average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
22.8%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$3,268
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 96% of credit unions.

Delta Credit Union holds a total of $2,480,000 in loans and leases, which is about $3,268 per member on average.

Savings interest rate Share
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0.15%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Delta Credit Union pays 0.15%.

Loan rates Share
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15.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
12.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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5.00%
New car loan rate
Compared to 4.0% nationally
7.25%
Used car loan rate
Compared to 5.2% nationally

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All of Asset Brief

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Similar Credit Unions to Delta Credit Union

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Delta Credit Union
Credit Union: Well Capitalized Greenville, Mississippi 1366.0 $6 million Well Capitalized
Mid Delta Credit Union: Mid Detla Credit Union
Credit Union Branch: 623 Sunflower Avenue Ext
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Delta Credit Union
Credit Union Branch: 2339 Highway 1 S.
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Kemba Delta Federal Credit Union
Credit Union Branch: 3108 North Germantown Road
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Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Mid Delta Credit Union: Delta Credit Union
Credit Union Branch: 2339 Highway 1 S.
Greenville, Mississippi 38701 No ATM
Kemba Delta Credit Union
Credit Union: Well Capitalized Bartlett, Tennessee 5735.0 $23 million Well Capitalized
Delta County Federal Credit Union Main Branch
Credit Union Branch: 100 Circle Drive
Delta, Colorado 81416 ATM Available
Mid Delta Credit Union
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