Desert Communities Credit Union is a federal credit union based in Needles, California. It has been opened since 1954, for 66 years.
With around $31,360,000 in assets, Desert Communities Credit Union is considered to be an average size credit union. It has 2 branches and 2 ATM locations.
|Address|| P.O. Box 918 |
Needles, California 92363
|CEO||Penny E. Rodriguez|
|President of the Board||Daniel Johnson|
With 3,179 members, the Desert Communities Credit Union is considered to be a medium size credit union. It is larger than 46% of credit unions.
Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.
The average fee per member gives you a general sense of how much you might pay in fees as a member of the Desert Communities Credit Union. Some credit unions tend to charge more fees, while others charge less.
Desert Communities Credit Union has 4 full-time staff members and 5 part-time staff members. The staff is comprised of part-time and full-time staff, with part-time staff approximately 56% of the workforce.
The number of members relative to staff members is an indication of how well staffed the credit union is. Desert Communities Credit Union has around 489 members per staff, a higher ratio compared to other credit unions.
A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength
The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.
Desert Communities Credit Union holds a total of $18,830,000 in loans and leases, which is about $14,824 per member on average.
A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.
A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Desert Communities Credit Union pays 0.05%.