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Desert Sage Credit Union Share
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Overview Share
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Desert Sage Credit Union is a federal credit union based in Nampa, Idaho. It has been opened since 1953, for 69 years.

With around $1,300,000 in assets, Desert Sage Credit Union is considered to be a small credit union.

About Share
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Address 1104 W. Finch Drive
Nampa, Idaho 83651
Website http://www.desertsagefcu.com
Phone (208) 461-9141
Fax (208) 461-9149
CEO Paula Morrison
President of the Board Katie Bledsoe
Services Offered
Score Card Share
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69 years
Years in business
Opened in 1953
Well Capitalized
Net worth classification
Source: NCUA
381 members
Membership type: Community credit union
Below average number of members
190:1
Credit union member to staff ratio
190 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$1,300,795
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 5 in Idaho
Average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 5 in Idaho
Average number of branches
Desert Sage Credit Union Branch Locations

Desert Sage Federal Credit Union
1104 W. Finch Drive
Nampa, Idaho 83651
No ATM
Members Share
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381 members
Membership type: Community credit union
Below average number of members

With 381 members, the Desert Sage Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 93% of credit unions.

Fees Share
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$44
Average fee per member
The average fee per member at the Desert Sage Credit Union is $44, which is comparable to most credit unions. This rate is lower than 54% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Desert Sage Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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190:1
Credit union member to staff ratio
190 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
2 staff members
FTE (full-time equivalent)
0% of employees are part-time
2 full-time, 0 part-time

Desert Sage Credit Union has 2 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Desert Sage Credit Union has around 190 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets Share
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$1,300,795
Total assets
Below average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
15.5%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$3,855
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 94% of credit unions.

Desert Sage Credit Union holds a total of $940,000 in loans and leases, which is about $3,855 per member on average.

Savings interest rate Share
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Desert Sage Credit Union pays 0.10%.

Loan rates Share
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10.50%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
9.72%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.90%
New car loan rate
Compared to 4.0% nationally
9.76%
Used car loan rate
Compared to 5.2% nationally

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