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Du Trac Community Credit Union Share
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Overview Share
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Du Trac Community Credit Union is a federally insured state credit union based in Dubuque, Iowa. It has been opened since 1946, for 76 years.

With around $709,900,000 in assets, Du Trac Community Credit Union is considered to be a very large credit union. It has 13 branches and 12 ATM locations.

About Share
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Address P.O. Box 3250
Dubuque, Iowa 52004
Website http://WWW.DUTRAC.ORG
Phone (563) 582-1331
Fax (563) 557-5017
CEO Andrew Hawkinson
President of the Board Scott Neyens
Services Offered
Score Card Share
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76 years
Years in business
Opened in 1946
Well Capitalized
Net worth classification
Source: NCUA
47,166 members
Membership type: State chartered natural person credit union
Above average number of members
307:1
Credit union member to staff ratio
307 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$709,901,629
Total assets
Above average
13 branches
Compared with an average of 4 nationally and 3 in Iowa
Above average number of branches
0.65%
Savings interest rate
Compared to 0.3% nationally
9.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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13 branches
Compared with an average of 4 nationally and 3 in Iowa
Above average number of branches
Du Trac Community Credit Union Branch Locations

Du Trac Community Credit Union: Holliday Drive
2045 Holliday Drive
Dubuque, Iowa 52002
ATM Available
Du Trac Community Credit Union: Asbury
3465 Asbury Road
Dubuque, Iowa 52002
ATM Available
Du Trac Community Credit Union: Clinton
2900 S. 25th Street Suite A.
Clinton, Iowa 52732
ATM Available
Du Trac Community Credit Union: Peru Road
18181 Peru Road
Dubuque, Iowa 52001
No ATM
Du Trac Community Credit Union: Kimberly
3100 W. Kimberly Road
Davenport, Iowa 52806
ATM Available
Du Trac Community Credit Union: Street Mary's
380 E. 14th Street
Dubuque, Iowa 52001
ATM Available
Du Trac Community Credit Union: Walmart - Dubuque
4200 Dodge Street
Dubuque, Iowa 52003
ATM Available
Du Trac Community Credit Union: Jersey Ridge
2330 E. 53rd Street
Davenport, Iowa 52807
ATM Available
Du Trac Community Credit Union: Moline
3153 Avenue of the Cities
Moline, Illinois 61265
ATM Available
Du Trac Community Credit Union: Dyersville
1161 16th Avenue Court SE
Dyersville, Iowa 52040
ATM Available
Du Trac Community Credit Union: Maquoketa
18072 Highway 64
Maquoketa, Iowa 52060
ATM Available
Du Trac Community Credit Union: Eldridge
200 North 4th Avenue
Eldridge, Iowa 52748
ATM Available
Du Trac Community Credit Union: Monticello
337 S. Main Street
Monticello, Iowa 52310
ATM Available
Members Share
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47,166 members
Membership type: State chartered natural person credit union
Above average number of members

With 47,166 members, the Du Trac Community Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 90% of credit unions.

Fees Share
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$75
Average fee per member
The average fee per member at the Du Trac Community Credit Union is $75, which is high compared to most credit unions. This rate is higher than 70% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Du Trac Community Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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307:1
Credit union member to staff ratio
307 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
154 staff members
FTE (full-time equivalent)
6% of employees are part-time
149 full-time, 9 part-time

Du Trac Community Credit Union has 149 full-time staff members and 9 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 94% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Du Trac Community Credit Union has around 307 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets Share
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$709,901,629
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
12.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$18,079
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 88% of credit unions.

Du Trac Community Credit Union holds a total of $590,620,000 in loans and leases, which is about $18,079 per member on average.

Savings interest rate Share
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0.65%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Du Trac Community Credit Union pays 0.65%.

Loan rates Share
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9.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.24%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.89%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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4.24%
New car loan rate
Compared to 4.0% nationally
4.24%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.99%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.63%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to Du Trac Community Credit Union

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Du Trac Community Credit Union: Kimberly
Credit Union Branch: 3100 W. Kimberly Road
Davenport, Iowa 52806 ATM Available
Du Trac Community Credit Union: Eldridge
Credit Union Branch: 200 North 4th Avenue
Eldridge, Iowa 52748 ATM Available
Du Trac Community Credit Union: Dyersville
Credit Union Branch: 1161 16th Avenue Court SE
Dyersville, Iowa 52040 ATM Available
Du Trac Community Credit Union: Holliday Drive
Credit Union Branch: 2045 Holliday Drive
Dubuque, Iowa 52002 ATM Available
Du Trac Community Credit Union: Peru Road
Credit Union Branch: 18181 Peru Road
Dubuque, Iowa 52001 No ATM
Du Trac Community Credit Union: Monticello
Credit Union Branch: 337 S. Main Street
Monticello, Iowa 52310 ATM Available
Du Trac Community Credit Union: Maquoketa
Credit Union Branch: 18072 Highway 64
Maquoketa, Iowa 52060 ATM Available
Du Trac Community Credit Union: Asbury
Credit Union Branch: 3465 Asbury Road
Dubuque, Iowa 52002 ATM Available
Du Trac Community Credit Union: Moline
Credit Union Branch: 3153 Avenue of the Cities
Moline, Illinois 61265 ATM Available
Du Trac Community Credit Union: Walmart - Dubuque
Credit Union Branch: 4200 Dodge Street
Dubuque, Iowa 52003 ATM Available