Home
Contents
Explore
Search

Eagle One Credit Union

Overview
Back to Top

Eagle One Credit Union is a federal credit union based in Claymont, Delaware. It has been opened since 1935, for 85 years.

With around $79,060,000 in assets, Eagle One Credit Union is considered to be a large credit union. It has 6 branches and 4 ATM locations.

About
Address P.O. Box 543
Claymont, Delaware 19703
Website http://www.eagleonefcu.org
Phone (302) 798-7749
Fax (302) 798-1276
CEO John F. King
President of the Board Dennis Palandro
Services Offered
Map
Back to Top
Score Card
Back to Top
85 years
Years in business
Opened in 1935
Well Capitalized
Net worth classification
Source: NCUA
11,371 members
Membership type: Multiple common bond – primary federal, state, local government
Above average number of members
392:1
Credit union member to staff ratio
392 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$79,062,725
Total assets
Above average
6 branches
Compared with an average of 4 nationally and 3 in Delaware
Above average number of branches
0.20%
Savings interest rate
Compared to 0.3% nationally
9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
Back to Top
6 branches
Compared with an average of 4 nationally and 3 in Delaware
Above average number of branches
Eagle One Credit Union Branch Locations

Eagle One Credit Union: Frankford Avenue Branch
2303 Frankford Avenue
Philadelphia, Pennsylvania 19125
No ATM
Eagle One Credit Union: Claymont Delaware Branch
3301 Philadelphia Pike
Claymont, Delaware 19703
ATM Available
Eagle One Credit Union: Lindbergh Boulevard Branch
7500 Lindbergh Boulevard
Philadelphia, Pennsylvania 19176
ATM Available
Eagle One Credit Union: Lancaster Branch
1400 Harrisburg Pike
Lancaster, Pennsylvania 17604
No ATM
Eagle One Credit Union: Bustleton Branch
8022 Bustleton Avenue
Philadelphia, Pennsylvania 19152
ATM Available
Members
Back to Top
11,371 members
Membership type: Multiple common bond – primary federal, state, local government
Above average number of members

With 11,371 members, the Eagle One Credit Union is considered to be a large credit union. It is larger than 73% of credit unions.

Fees
Back to Top
$108
Average fee per member
The average fee per member at the Eagle One Credit Union is $108, which is very high compared to most credit unions. This rate is higher than 88% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Eagle One Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
Back to Top
392:1
Credit union member to staff ratio
392 per each FTE employee
Compared to 411:1 nationally
Average number of staff
29 staff members
FTE (full-time equivalent)
13% of employees are part-time
27 full-time, 4 part-time

Eagle One Credit Union has 27 full-time staff members and 4 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 87% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Eagle One Credit Union has around 392 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets
Back to Top
$79,062,725
Total assets
Above average
Net worth
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.1%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
Back to Top
$7,195
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 76% of credit unions.

Eagle One Credit Union holds a total of $48,260,000 in loans and leases, which is about $7,195 per member on average.

Savings interest rate
Back to Top
0.20%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Eagle One Credit Union pays 0.20%.

Loan rates
Back to Top
9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
9.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
Back to Top
5.00%
New car loan rate
Compared to 4.0% nationally
8.00%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
Back to Top
6.00%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
5.00%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
Stepping Stones Community Credit Union
Location
Wilmington, Delaware
Members
414
Assets
Net Worth Classification
Well Capitalized
Average Fee
Read More
Dover Credit Union
Location
Dover, Delaware
Members
40,470
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
13.90%
Read More
New Castle County School Emp Credit Union
Location
New Castle, Delaware
Members
10,656
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
9.99%
Read More
Dexsta Credit Union
Location
Wilmington, Delaware
Members
36,207
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
11.15%
Read More
Wilmington Police & Fire Credit Union
Location
Wilmington, Delaware
Members
3,637
Assets
Net Worth Classification
Well Capitalized
Average Fee
Read More
American Spirit Credit Union
Location
Newark, Delaware
Members
13,147
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
9.80%
Read More