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Earthmover Credit Union Share
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Overview Share
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Earthmover Credit Union is a non-federally insured state credit union based in Aurora, Illinois. It has been opened since 1958, for 64 years.

With around $272,250,000 in assets, Earthmover Credit Union is considered to be a very large credit union. It has 6 branches and 5 ATM locations.

About Share
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Address P.O. Box 2937
Aurora, Illinois 60507
Website http://www.earthmovercu.com
Phone (630) 844-4950
Fax (630) 896-1489
CEO Noreen Wilkerson
President of the Board James Burkiewicz
Services Offered
Score Card Share
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64 years
Years in business
Opened in 1958
Well Capitalized
Net worth classification
Source: NCUA
28,313 members
Membership type: State chartered natural person credit union
Above average number of members
404:1
Credit union member to staff ratio
404 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$272,252,188
Total assets
Above average
6 branches
Compared with an average of 4 nationally and 2 in Illinois
Above average number of branches
0.09%
Savings interest rate
Compared to 0.3% nationally
9.25%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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6 branches
Compared with an average of 4 nationally and 2 in Illinois
Above average number of branches
Earthmover Credit Union Branch Locations

Earthmover Credit Union: Oh
1260 Ogden Avenue
Montgomery, Illinois 60538
ATM Available
Earthmover Credit Union: Baseline Branch
2205 Baseline Road
Oswego, Illinois 60543
ATM Available
Earthmover Credit Union: Pcu
Ecu C/O Oswego High School
4250 State Route 71
Oswego, Illinois 60543
No ATM
Earthmover Credit Union: Yk
1008 North Bridge Street
Yorkville, Illinois 60560
ATM Available
Earthmover Credit Union: Bl
2195 Baseline Road
Oswego, Illinois 60543
No ATM
Earthmover Credit Union: Fa
1735 North Farnsworth Avenue
Aurora, Illinois 60505
ATM Available
Earthmover Credit Union: Ra
1037 W. Orchard Road
North Aurora, Illinois 60542
ATM Available
Members Share
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28,313 members
Membership type: State chartered natural person credit union
Above average number of members

With 28,313 members, the Earthmover Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 86% of credit unions.

Fees Share
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$79
Average fee per member
The average fee per member at the Earthmover Credit Union is $79, which is high compared to most credit unions. This rate is higher than 73% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Earthmover Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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404:1
Credit union member to staff ratio
404 per each FTE employee
Compared to 411:1 nationally
Average number of staff
70 staff members
FTE (full-time equivalent)
27% of employees are part-time
59 full-time, 22 part-time

Earthmover Credit Union has 59 full-time staff members and 22 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 73% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Earthmover Credit Union has around 404 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets Share
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$272,252,188
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
18.4%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$7,202
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 76% of credit unions.

Earthmover Credit Union holds a total of $171,160,000 in loans and leases, which is about $7,202 per member on average.

Savings interest rate Share
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0.09%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Earthmover Credit Union pays 0.09%.

Loan rates Share
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9.25%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
7.99%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
7.44%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.39%
New car loan rate
Compared to 4.0% nationally
3.69%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.25%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
5.25%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to Earthmover Credit Union

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Earthmover Credit Union: Fa
Credit Union Branch: 1735 North Farnsworth Avenue
Aurora, Illinois 60505 ATM Available
Earthmover Credit Union: Bl
Credit Union Branch: 2195 Baseline Road
Oswego, Illinois 60543 No ATM
Earthmover Credit Union: Yk
Credit Union Branch: 1008 North Bridge Street
Yorkville, Illinois 60560 ATM Available
Earthmover Credit Union: Ra
Credit Union Branch: 1037 W. Orchard Road
North Aurora, Illinois 60542 ATM Available
Decatur Earthmover Credit Union: Mt. Zion
Credit Union Branch: 4855 Aldi Drive
Decatur, Illinois 62521 ATM Available
Decatur Earthmover Credit Union: Dividend
Credit Union Branch: 2600 Dividend Drive
Decatur, Illinois 62526 ATM Available
Decatur Earthmover Credit Union: Contact Center
Credit Union Branch: 140 W. Main Street
Mount Zion, Illinois 62549 No ATM
Earthmover Credit Union: Oh
Credit Union Branch: 1260 Ogden Avenue
Montgomery, Illinois 60538 ATM Available
Decatur Earthmover Credit Union: 1st Community
Credit Union Branch: 550 North Edward Street
Decatur, Illinois 62522 ATM Available
Earthmover Credit Union: Baseline Branch
Credit Union Branch: 2205 Baseline Road
Oswego, Illinois 60543 ATM Available