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Eglin Credit Union

Overview
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Eglin Credit Union is a federal credit union based in Fort Walton Bea, Florida. It has been opened since 1954, for 66 years.

With around $1,941,200,000 in assets, Eglin Credit Union is considered to be a very large credit union. It has 9 branches and 8 ATM locations.

About
Address 838 Eglin Parkway NE
Fort Walton Bea, Florida 32547
Website https://www.eglinfcu.org
Phone (850) 862-0111
Fax (850) 862-7120
CEO Jerry B. Williams
President of the Board Daniel Mcinnis
Services Offered
Map
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Score Card
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66 years
Years in business
Opened in 1954
Well Capitalized
Net worth classification
Source: NCUA
119,427 members
Membership type: Multiple common bond – primary military
Above average number of members
357:1
Credit union member to staff ratio
357 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$1,941,199,969
Total assets
Above average
9 branches
Compared with an average of 4 nationally and 7 in Florida
Above average number of branches
0.30%
Savings interest rate
Compared to 0.3% nationally
7.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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9 branches
Compared with an average of 4 nationally and 7 in Florida
Above average number of branches
Eglin Credit Union Branch Locations

Eglin Credit Union: Destin Branch
180 Main Street
Destin, Florida 32541
ATM Available
Eglin Credit Union: Bluewater Bay Branch
4558 E. Highway 20
Niceville, Florida 32578
ATM Available
Eglin Federal Credit Union
838 Eglin Parkway NE
Fort Walton Beach, Florida 32547
ATM Available
Eglin Credit Union: Navarre Branch
9830 Navarre Parkway
Navarre, Florida 32566
ATM Available
Eglin Credit Union: Eglin Afb Branch
601 E. Eglin Boulevard
Eglin Afb, Florida 32542
ATM Available
Eglin Credit Union: Hurlburt Field Branch
108 Lielmanis Avenue
Hurlburt Field, Florida 32544
ATM Available
Eglin Credit Union: North Crestivew Branch
1127 Industrial Drive
Crestview, Florida 32539
ATM Available
Eglin Credit Union: South Crestview Branch
1498 S. Ferdon Boulevard
Crestview, Florida 32536
ATM Available
Eglin Credit Union: Mary Esther Branch
321 E. Hollywood Boulevard
Mary Esther, Florida 32569
No ATM
Members
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119,427 members
Membership type: Multiple common bond – primary military
Above average number of members

With 119,427 members, the Eglin Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 97% of credit unions.

Fees
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$40
Average fee per member
The average fee per member at the Eglin Credit Union is $40, which is comparable to most credit unions. This rate is lower than 57% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Eglin Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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357:1
Credit union member to staff ratio
357 per each FTE employee
Compared to 411:1 nationally
Average number of staff
334 staff members
FTE (full-time equivalent)
11% of employees are part-time
315 full-time, 39 part-time

Eglin Credit Union has 315 full-time staff members and 39 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 89% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Eglin Credit Union has around 357 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets
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$1,941,199,969
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
11.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$14,362
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 77% of credit unions.

Eglin Credit Union holds a total of $768,680,000 in loans and leases, which is about $14,362 per member on average.

Savings interest rate
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0.30%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Eglin Credit Union pays 0.30%.

Loan rates
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7.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
12.90%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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2.99%
New car loan rate
Compared to 4.0% nationally
2.99%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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4.75%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.38%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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